/* ============================================================
   APEX RETIREMENT — GLOBAL DESIGN SYSTEM
   Single stylesheet for all pages: app, landing, pricing,
   how-it-works, about.
   Source: Design_1851 tokens + all per-page inline CSS extracted.
   No <style> blocks needed on any page.
============================================================ */

/* ============================================================
   DESIGN TOKENS
============================================================ */
:root {
  --void:       #04060f;
  --deep:       #070b18;
  --base:       #0b1020;
  --surface:    #10182a;
  --surface-2:  #141d30;
  --lift:       #1c2840;
  --lift-2:     #263352;

  --line:       rgba(255,255,255,.07);
  --line-2:     rgba(255,255,255,.12);
  --line-3:     rgba(255,255,255,.18);

  --ink:        #eef2ff;
  --ink-2:      #b0bddb;
  --ink-3:      #8294ab;
  --ink-4:      #6a7f9e;

  --gold:       #c9a84c;
  --gold-2:     #e8d08a;
  --gold-3:     #f5e6b0;
  --gold-dim:   rgba(201,168,76,.13);
  --gold-glow:  rgba(201,168,76,.22);

  --cyan:       #38bdf8;
  --cyan-underline: rgba(56,189,248,.35);
  --emerald:    #34d399;
  --rose:       #fb7185;
  --violet:     #a78bfa;
  --amber:      #fbbf24;

  /* Diagram tokens (inline SVGs) — dark theme */
  --dg-gold-fill:      rgba(201,168,76,.12);
  --dg-gold-stroke:    rgba(201,168,76,.4);
  --dg-gold-text:      rgba(201,168,76,.8);
  --dg-gold-dim:       rgba(201,168,76,.55);
  --dg-rose-fill:      rgba(251,113,133,.12);
  --dg-rose-stroke:    rgba(251,113,133,.4);
  --dg-rose-text:      rgba(251,113,133,.8);
  --dg-rose-dim:       rgba(251,113,133,.55);
  --dg-emerald-fill:   rgba(52,211,153,.08);
  --dg-emerald-stroke: rgba(52,211,153,.3);
  --dg-emerald-text:   rgba(52,211,153,.55);
  --dg-emerald-dim:    rgba(52,211,153,.4);
  --dg-neutral-fill:   rgba(226,224,214,.05);
  --dg-neutral-stroke: rgba(226,224,214,.15);
  --dg-line:           rgba(226,224,214,.18);

  --radius:     10px;
  --radius-lg:  16px;
  --radius-xl:  24px;

  --shadow:     0 4px 24px rgba(0,0,0,.5);
  --shadow-lg:  0 16px 64px rgba(0,0,0,.65);
  --glow-gold:  0 0 60px rgba(201,168,76,.15), 0 0 120px rgba(201,168,76,.07);

  --nav-bg-color: rgba(4,6,15,.88);

  /* Chart theme tokens — read by chart modules via getComputedStyle */
  --chart-spending-target: rgba(255,255,255,0.85);
  --chart-axis-title:      rgba(255,255,255,0.47);
  --chart-axis-ticks:      rgba(255,255,255,0.50);
  --chart-annotation-color: #c8d4e0;
  --chart-annotation-bg:   rgba(15,20,40,0.82);

  /* Custom chart tooltip — themed via CSS so inline styles aren't needed */
  --chart-tooltip-bg:      #1c2840;
  --chart-tooltip-ink:     #eef2ff;

  --font-display: 'DM Serif Display', 'DM Serif Display Fallback', Georgia, serif;
  --font-ui:      'DM Sans', 'DM Sans Fallback', system-ui, sans-serif;
  --font-mono:    'DM Mono', 'DM Mono Fallback', 'Courier New', monospace;

  --nav-h: 64px;
}

/* ── Font-metric fallbacks — eliminate CLS from display=swap ── */
@font-face {
  font-family: 'DM Sans Fallback';
  src: local('Arial');
  size-adjust: 104.53%;
  ascent-override: 94.90%;
  descent-override: 29.66%;
  line-gap-override: 0%;
}
@font-face {
  font-family: 'DM Serif Display Fallback';
  src: local('Georgia');
  size-adjust: 100.04%;
  ascent-override: 103.55%;
  descent-override: 33.49%;
  line-gap-override: 0%;
}
@font-face {
  font-family: 'DM Mono Fallback';
  src: local('Courier New');
  size-adjust: 99.98%;
  ascent-override: 99.22%;
  descent-override: 31.01%;
  line-gap-override: 0%;
}

/* ============================================================
   LIGHT THEME OVERRIDES
   Applied via [data-theme="light"] on <html>
============================================================ */
[data-theme="light"] {
  --void:          #f5f1e8;
  --deep:          #ede8db;
  --base:          #e6e1d4;
  --surface:       #dedad0;
  --surface-2:     #d8d4c8;
  --lift:          #c6c1b4;
  --lift-2:        #b5b0a3;

  --line:          rgba(0,0,0,.08);
  --line-2:        rgba(0,0,0,.13);
  --line-3:        rgba(0,0,0,.20);

  --ink:           #0b1020;
  --ink-2:         #1e2d47;
  --ink-3:         #3a4e6e;
  --ink-4:         #506080;

  --gold:          #9a7824;
  --gold-2:        #b8912e;
  --gold-3:        #c9a84c;
  --gold-dim:      rgba(154,120,36,.15);
  --gold-glow:     rgba(154,120,36,.18);
  --gold-text:     #5c4812;

  --nav-bg-color:  rgba(245,241,232,.94);

  --shadow:        0 4px 24px rgba(0,0,0,.10);
  --shadow-lg:     0 16px 64px rgba(0,0,0,.16);
  --glow-gold:     0 0 60px rgba(154,120,36,.12), 0 0 120px rgba(154,120,36,.06);

  /* Chart theme tokens — light overrides */
  --chart-spending-target: rgba(11,16,32,0.70);
  --chart-axis-title:      rgba(11,16,32,0.65);
  --chart-axis-ticks:      rgba(11,16,32,0.70);
  --chart-annotation-color: #0b1020;
  --chart-annotation-bg:   rgba(230,225,212,0.90);

  /* Custom chart tooltips — light overrides */
  --chart-tooltip-bg:      #dedad0;
  --chart-tooltip-ink:     #0b1020;

  --cyan:                  #09607e;
  --cyan-underline:        rgba(11,107,148,.35);
  --emerald:               #0a7c57;
  --rose:                  #c93d4e;

  /* Diagram tokens — light overrides */
  --dg-gold-fill:      rgba(154,120,36,.18);
  --dg-gold-stroke:    rgba(154,120,36,.65);
  --dg-gold-text:      #6b5518;
  --dg-gold-dim:       #8a6d1e;
  --dg-rose-fill:      rgba(180,50,65,.15);
  --dg-rose-stroke:    rgba(180,50,65,.6);
  --dg-rose-text:      #a22e3e;
  --dg-rose-dim:       #c04050;
  --dg-emerald-fill:   rgba(10,100,70,.12);
  --dg-emerald-stroke: rgba(10,100,70,.55);
  --dg-emerald-text:   #07654a;
  --dg-emerald-dim:    #0a7c57;
  --dg-neutral-fill:   rgba(11,16,32,.07);
  --dg-neutral-stroke: rgba(11,16,32,.22);
  --dg-line:           rgba(11,16,32,.25);
}

[data-theme="light"] body > nav {
  border-bottom-color: rgba(0,0,0,.10);
}
[data-theme="light"] .modal-overlay,
[data-theme="light"] #onboarding-modal {
  background: rgba(60, 45, 20, 0.45);
}
[data-theme="light"] .m-green {
  color: var(--emerald);
  border-color: rgba(10, 124, 87, 0.30);
  background: rgba(10, 124, 87, 0.08);
}
[data-theme="light"] .tag-free {
  color: #065f46;
  background: rgba(52,211,153,.12);
}
[data-theme="light"] .modal-card {
  background: linear-gradient(180deg, var(--surface) 0%, var(--deep) 100%);
  border-color: rgba(154,120,36,.18);
  box-shadow:
    0 1px 0 0 rgba(255,255,255,.5) inset,
    0 32px 80px rgba(0,0,0,.12),
    0 0 0 1px rgba(0,0,0,.08);
}
[data-theme="light"] tbody tr:nth-child(even) {
  background: rgba(0,0,0,.025);
}
[data-theme="light"] tbody tr:hover {
  background: rgba(0,0,0,.04);
}
[data-theme="light"] .sidebar-section {
  background: rgba(0,0,0,.02);
}
[data-theme="light"] .sidebar-section:hover {
  background: rgba(0,0,0,.04);
}
[data-theme="light"] .sidebar select,
[data-theme="light"] .sidebar input[type="number"],
[data-theme="light"] .sidebar input[type="text"] {
  background: rgba(0,0,0,.04);
  border-color: rgba(0,0,0,.12);
  color: var(--ink);
}
[data-theme="light"] .sidebar select:hover {
  border-color: rgba(0,0,0,.20);
  background: rgba(0,0,0,.06);
}
[data-theme="light"] .settings-select {
  background: rgba(0,0,0,.04);
  border-color: rgba(0,0,0,.12);
  color: var(--ink);
}
[data-theme="light"] .settings-select:hover {
  border-color: rgba(0,0,0,.20);
  background: rgba(0,0,0,.06);
}
[data-theme="light"] .settings-input {
  background: rgba(0,0,0,.04);
  border-color: rgba(0,0,0,.12);
  color: var(--ink);
}
[data-theme="light"] .chart-toggle button:hover {
  background: rgba(0,0,0,.05);
}

/* ── Light mode colour overrides — accessibility contrast fixes ── */
[data-theme="light"] .m-green  { color: #0e6640; border-color: rgba(14,102,64,.30); background: rgba(14,102,64,.08); }
[data-theme="light"] .m-amber  { color: #7a5008; border-color: rgba(122,80,8,.30);  background: rgba(122,80,8,.08); }
[data-theme="light"] .m-red    { color: #9f1239; border-color: rgba(159,18,57,.30); background: rgba(159,18,57,.08); }
[data-theme="light"] .m-violet { color: #4c1d95; border-color: rgba(76,29,149,.30); background: rgba(76,29,149,.08); }

[data-theme="light"] .warn-box .tip-title { color: #881337; }

[data-theme="light"] .state-tax-assumptions-title--yes { color: #0e6640; }
[data-theme="light"] .state-tax-assumptions-title--no  { color: #9f1239; }

[data-theme="light"] .faq-cat:hover,
[data-theme="light"] .faq-cat.active { color: var(--gold-text); }
[data-theme="light"] .disclaimer-label { color: #881337; }
[data-theme="light"] .contact-card.disabled { opacity: 1; color: var(--ink-4); }
[data-theme="light"] .value-num { color: #645840; opacity: 1; }

[data-theme="light"] { --red: #991b1b; }
[data-theme="light"] .panel-sub { opacity: 1; }
[data-theme="light"] .panel-brief { color: #4a5568; }

/* ============================================================
   RESET & BASE
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font-ui);
  background: var(--void);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  padding-top: var(--nav-h);
}

h1, h2, h3, h4 { margin: 0; }
p { margin: 0; }

::-webkit-scrollbar { width: 5px; height: 5px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--lift); border-radius: 99px; }
::-webkit-scrollbar-thumb:hover { background: var(--lift-2); }

/* ============================================================
   GLOBAL NAV
============================================================ */
body > nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 200;
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  padding: 0 40px;
  height: var(--nav-h);
  background: var(--nav-bg-color);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--line);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}

/* SVG mark replaces old gradient box — no extra styles needed */
.nav-logo-mark {
  display: none; /* retired — SVG mark is now inline */
}

.nav-logo-text {
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--ink);
  letter-spacing: -.01em;
  white-space: nowrap;
  line-height: 1;
}

/* Ensure logo anchor itself doesn't collapse */
a.nav-logo {
  flex-shrink: 0;
  min-width: 0;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-self: center;
  gap: 6px;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-grow: 0;
  flex-shrink: 1;
}

.nav-links a {
  font-size: 13px;
  font-weight: 500;
  color: var(--ink-3);
  text-decoration: none;
  padding: 7px 14px;
  border-radius: var(--radius);
  transition: color .15s, background .15s;
  white-space: nowrap;
}
.nav-links a:hover { color: var(--ink); background: var(--line); }
.nav-links a.active { color: var(--gold-text, var(--gold)); }

.nav-cta {
  display: flex;
  align-items: center;
  justify-self: end;
  gap: 10px;
  flex-shrink: 0;
}

/* ── Hamburger menu button ──────────────────────────────── */
.nav-hamburger {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  padding: 0;
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  cursor: pointer;
  flex-shrink: 0;
  transition: background .15s, border-color .15s;
}
.nav-hamburger:hover {
  background: var(--line);
  border-color: var(--line-3);
}
.nav-hamburger svg {
  display: block;
}

/* ============================================================
   GLOBAL BUTTONS
============================================================ */
.btn-ghost {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-2);
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 8px 18px;
  cursor: pointer;
  text-decoration: none;
  transition: all .15s;
  display: inline-flex;
  align-items: center;
}
.btn-ghost:hover { border-color: var(--line-3); color: var(--ink); background: var(--line); }

.btn-gold {
  font-size: 13px;
  font-weight: 600;
  color: #0c0a05;
  background: linear-gradient(135deg, var(--gold) 0%, #a87830 100%);
  border: none;
  border-radius: var(--radius);
  padding: 8px 20px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 2px 12px rgba(201,168,76,.25);
  display: inline-flex;
  align-items: center;
}
.btn-gold:hover {
  background: linear-gradient(135deg, var(--gold-2) 0%, var(--gold) 100%);
  box-shadow: 0 4px 20px rgba(201,168,76,.4);
  transform: translateY(-1px);
}

.btn-hero {
  font-size: 15px;
  font-weight: 700;
  color: #080600;
  background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%);
  border: none;
  border-radius: var(--radius-lg);
  padding: 16px 36px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 4px 24px rgba(201,168,76,.3), var(--glow-gold);
  letter-spacing: .02em;
  display: inline-flex;
  align-items: center;
}
.btn-hero:hover { transform: translateY(-2px); box-shadow: 0 8px 32px rgba(201,168,76,.45), var(--glow-gold); }

.btn-hero-ghost {
  font-size: 15px;
  font-weight: 500;
  color: var(--ink-2);
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-lg);
  padding: 16px 32px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  display: inline-flex;
  align-items: center;
}
.btn-hero-ghost:hover { border-color: var(--line-3); color: var(--ink); background: var(--line); }

.btn-primary {
  font-size: 14px;
  font-weight: 700;
  color: #0c0a05;
  background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%);
  border: none;
  border-radius: var(--radius-lg);
  padding: 13px 28px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 4px 20px rgba(201,168,76,.3);
  display: inline-flex;
  align-items: center;
}
.btn-primary:hover { box-shadow: 0 6px 28px rgba(201,168,76,.45); transform: translateY(-1px); }

.btn-secondary {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink-2);
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-lg);
  padding: 13px 24px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  display: inline-flex;
  align-items: center;
}
.btn-secondary:hover { border-color: var(--line-3); color: var(--ink); }

.btn-cta-primary {
  font-size: 14px;
  font-weight: 700;
  color: #0c0a05;
  background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%);
  border: none;
  border-radius: var(--radius-lg);
  padding: 14px 32px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 4px 20px rgba(201,168,76,.3);
  letter-spacing: .04em;
  display: inline-flex;
  align-items: center;
}
.btn-cta-primary:hover { box-shadow: 0 6px 28px rgba(201,168,76,.45); transform: translateY(-1px); }

.btn-cta-ghost {
  font-size: 14px;
  font-weight: 500;
  color: var(--ink-2);
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius-lg);
  padding: 14px 28px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  display: inline-flex;
  align-items: center;
}
.btn-cta-ghost:hover { border-color: var(--line-3); color: var(--ink); background: var(--line); }

.btn-launch {
  font-size: 14px;
  font-weight: 700;
  color: #0c0a05;
  background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%);
  border: none;
  border-radius: var(--radius-lg);
  padding: 13px 30px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 4px 20px rgba(201,168,76,.3);
  display: inline-block;
}
.btn-launch:hover { box-shadow: 0 6px 28px rgba(201,168,76,.45); transform: translateY(-1px); }

/* Plan CTAs (pricing page) */
.plan-cta {
  display: block;
  width: 100%;
  padding: 13px;
  border-radius: var(--radius);
  font-size: 13px;
  font-weight: 700;
  text-align: center;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  letter-spacing: .05em;
  text-transform: uppercase;
  font-family: var(--font-ui);
}
.cta-outline { border: 1px solid var(--line-2); background: transparent; color: var(--ink-2); }
.cta-outline:hover { border-color: var(--line-3); background: var(--line); color: var(--ink); }
.cta-gold { background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%); border: none; color: #0c0a05; box-shadow: 0 4px 20px rgba(201,168,76,.3); }
.cta-gold:hover { box-shadow: 0 6px 28px rgba(201,168,76,.45); transform: translateY(-1px); }
.cta-dark { border: 1px solid rgba(201,168,76,.25); background: var(--gold-dim); color: var(--gold-2); }
.cta-dark:hover { background: rgba(201,168,76,.2); border-color: rgba(201,168,76,.4); }

/* Plan button aliases (landing pricing preview) */
.btn-plan { display: block; width: 100%; padding: 12px; border-radius: var(--radius); font-size: 13px; font-weight: 700; text-align: center; cursor: pointer; text-decoration: none; transition: all .2s; letter-spacing: .04em; font-family: var(--font-ui); }
.btn-plan-outline { border: 1px solid var(--line-2); background: transparent; color: var(--ink-2); }
.btn-plan-outline:hover { border-color: var(--line-3); background: var(--line); color: var(--ink); }
.btn-plan-gold { background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%); border: none; color: #0c0a05; box-shadow: 0 4px 20px rgba(201,168,76,.3); }
.btn-plan-gold:hover { box-shadow: 0 6px 28px rgba(201,168,76,.45); transform: translateY(-1px); }

.plan-guarantee {
  font-size: 11px;
  color: var(--ink-4);
  text-align: center;
  margin-top: 12px;
  line-height: 1.5;
}

/* ============================================================
   AD BANNERS
============================================================ */

/* Wrapper utility around ad banners */

/* ============================================================
   GLOBAL FOOTER
============================================================ */
footer {
  background: var(--void);
  border-top: 1px solid var(--line);
  padding: 40px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  grid-template-rows: auto auto;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.footer-logo { font-family: var(--font-display); font-size: 16px; color: var(--ink-3); display: flex; align-items: center; gap: 8px; grid-column: 1; grid-row: 1 / 3; align-self: center; }

.footer-links { display: flex; gap: 24px; list-style: none; grid-column: 2; grid-row: 1; justify-self: center; }
.footer-links a { font-size: 12px; color: var(--ink-4); text-decoration: none; transition: color .15s; }
.footer-links a:hover { color: var(--ink-2); }
.footer-links a.active { color: var(--ink-2); }
.footer-nav-group { display: flex; flex-direction: column; gap: 4px; grid-column: 2; grid-row: 1 / 3; justify-self: center; align-items: center; }
.footer-links--legal { grid-column: 2; grid-row: 2; justify-self: center; margin-top: 4px; }
.footer-links--legal a { color: var(--ink-3); font-size: 11px; }
.footer-links--legal a:hover { color: var(--ink-2); }

.footer-note { font-size: 11px; color: var(--ink-4); grid-column: 3; grid-row: 1 / 3; align-self: center; text-align: right; line-height: 1.6; }
.footer-note-sub { font-size: 10px; opacity: .7; }

/* Extended footer (app.html site-footer variant) */
.site-footer { background: var(--void); border-top: 1px solid var(--line); padding: 40px; }
.footer-inner { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 24px; }
.footer-brand { display: flex; align-items: center; gap: 10px; }
.footer-mark { font-size: 14px; color: var(--gold-text, var(--gold)); }
.footer-name { font-family: var(--font-display); font-size: 16px; color: var(--ink-3); }
.footer-tagline { font-size: 12px; color: var(--ink-4); margin-left: 4px; }
.footer-meta { display: flex; flex-direction: column; align-items: flex-end; gap: 4px; justify-self: end; }
.footer-legal { font-size: 11px; color: var(--ink-4); display: flex; gap: 8px; align-items: center; }
.footer-legal .dot { opacity: .4; }

/* ============================================================
   SHARED MARKETING ATOMS
============================================================ */
.eyebrow {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
  display: inline-block;
  margin-bottom: 16px;
}

.page-header {
  padding: 80px 40px 72px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: '';
  position: absolute;
  top: 0; left: 50%; transform: translateX(-50%);
  width: 700px; height: 500px;
  background: radial-gradient(ellipse, rgba(201,168,76,.07) 0%, transparent 65%);
  pointer-events: none;
}

.page-title {
  font-family: var(--font-display);
  font-size: clamp(36px, 5vw, 64px);
  font-weight: 400;
  color: var(--ink);
  line-height: 1.08;
  margin-bottom: 18px;
}
.page-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }

.page-sub { font-size: 16px; color: var(--ink-3); max-width: 520px; margin: 0 auto; line-height: 1.7; }

.section-title { font-family: var(--font-display); font-size: 36px; font-weight: 400; color: var(--ink); line-height: 1.15; margin-bottom: 40px; }
.section-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.section-header { margin-bottom: 48px; }

/* Shared FAQ pattern */
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%; background: none; border: none; text-align: left;
  padding: 20px 0; display: flex; justify-content: space-between;
  align-items: flex-start; cursor: pointer; color: var(--ink);
  font-size: 15px; font-weight: 500; gap: 16px;
  font-family: var(--font-ui); line-height: 1.4;
}
.faq-q .arrow { color: var(--ink-4); transition: transform .2s; flex-shrink: 0; font-size: 20px; margin-top: -2px; }
.faq-item.open .faq-q .arrow { transform: rotate(45deg); color: var(--gold); }
.faq-a { display: none; padding: 0 0 20px; font-size: 14px; color: var(--ink-3); line-height: 1.75; }
.faq-item.open .faq-a { display: block; }
.faq-a a { color: var(--gold-text, var(--gold)); text-decoration: none; }
.faq-a a:hover { color: var(--gold-2); text-decoration: underline; }

/* Shared CTA banner */
.cta-banner {
  background: linear-gradient(135deg, rgba(201,168,76,.08) 0%, var(--surface) 60%);
  border: 1px solid rgba(201,168,76,.2);
  border-radius: var(--radius-xl);
  padding: 56px 40px;
  text-align: center;
  max-width: 1100px;
  margin: 64px auto 80px;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);
  width: 500px; height: 300px;
  background: radial-gradient(ellipse, rgba(201,168,76,.08) 0%, transparent 70%);
  pointer-events: none;
}
.cta-banner h2 { font-family: var(--font-display); font-size: 36px; font-weight: 400; color: var(--ink); margin-bottom: 12px; position: relative; }
.cta-banner h2 em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.cta-banner p { font-size: 15px; color: var(--ink-3); margin-bottom: 28px; position: relative; }
.cta-banner-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; position: relative; }

/* CTA strip (about) */
.cta-strip { max-width: 1120px; margin: 0 auto; padding: 56px 40px; display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.cta-strip-text h3 { font-family: var(--font-display); font-size: 28px; font-weight: 400; color: var(--ink); }
.cta-strip-text h3 em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.cta-strip-text p { font-size: 14px; color: var(--ink-3); margin-top: 6px; }
.cta-strip-actions { display: flex; gap: 12px; align-items: center; }

/* Inline CTA (how-it-works) */
.inline-cta {
  background: linear-gradient(135deg, rgba(201,168,76,.07) 0%, var(--surface) 60%);
  border: 1px solid rgba(201,168,76,.2);
  border-radius: var(--radius-xl);
  padding: 40px 36px;
  text-align: center;
  margin-top: 56px;
}
.inline-cta h3 { font-family: var(--font-display); font-size: 28px; font-weight: 400; color: var(--ink); margin-bottom: 10px; }
.inline-cta h3 em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.inline-cta p { font-size: 14px; color: var(--ink-3); margin-bottom: 24px; }

/* ============================================================
   LANDING PAGE
============================================================ */
.hero {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 100px 24px 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 20%; left: 50%; transform: translate(-50%, -50%);
  width: 800px; height: 600px;
  background: radial-gradient(ellipse, rgba(201,168,76,.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 48px 48px;
  pointer-events: none;
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: .5; transform: scale(.8); }
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
  background: var(--gold-dim);
  border: 1px solid rgba(201,168,76,.2);
  border-radius: 99px;
  padding: 6px 16px;
  margin-bottom: 28px;
  position: relative;
  z-index: 1;
  animation: fadeUp .6s ease both;
}
.hero-eyebrow::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold);
  animation: pulse 2s infinite;
}

.hero-title {
  font-family: var(--font-display);
  font-size: clamp(44px, 7vw, 88px);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -.02em;
  color: var(--ink);
  max-width: 900px;
  margin-bottom: 24px;
  position: relative;
  z-index: 1;
  animation: fadeUp .6s .1s ease both;
}
.hero-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }

.hero-sub {
  font-size: 17px;
  font-weight: 300;
  color: var(--ink-3);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 40px;
  position: relative;
  z-index: 1;
  animation: fadeUp .6s .2s ease both;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: center;
  position: relative;
  z-index: 1;
  animation: fadeUp .6s .3s ease both;
}

.hero-note {
  font-size: 12px;
  color: var(--ink-4);
  margin-top: 16px;
  position: relative;
  z-index: 1;
  animation: fadeUp .6s .4s ease both;
}

/* Dashboard preview mockup */
.hero-preview { margin-top: 64px; width: 100%; max-width: 1000px; position: relative; z-index: 1; animation: fadeUp .8s .5s ease both; }
.preview-frame { background: var(--surface); border: 1px solid var(--line-2); border-radius: var(--radius-xl); overflow: hidden; box-shadow: var(--shadow-lg), 0 0 0 1px rgba(255,255,255,.04); position: relative; }
.preview-bar { background: var(--surface-2); border-bottom: 1px solid var(--line); padding: 12px 16px; display: flex; align-items: center; gap: 8px; justify-content: space-between; }
.preview-win-controls { display: flex; gap: 0; margin-left: auto; }
.preview-win-btn { width: 32px; height: 24px; display: flex; align-items: center; justify-content: center; font-size: 10px; color: var(--ink-3, #6b7fa0); cursor: default; }
.preview-win-close:hover { background: #e81123; color: #fff; }
.preview-url { font-family: var(--font-mono); font-size: 11px; color: var(--ink-4); background: var(--lift); border-radius: 6px; padding: 4px 12px; max-width: 280px; }
.preview-body { display: grid; grid-template-columns: 220px 1fr; height: 340px; }
.preview-sidebar { background: linear-gradient(180deg, #070b18 0%, #090d1c 100%); border-right: 1px solid var(--line); padding: 16px; display: flex; flex-direction: column; gap: 10px; }
.preview-sidebar-header { font-family: var(--font-display); font-size: 13px; color: var(--gold); margin-bottom: 6px; padding-bottom: 10px; border-bottom: 1px solid var(--line); }
.preview-input-block { background: rgba(255,255,255,.03); border: 1px solid var(--line); border-radius: 8px; padding: 10px 12px; }
.preview-label { font-family: var(--font-mono); font-size: 8px; text-transform: uppercase; letter-spacing: .14em; color: var(--ink-4); margin-bottom: 8px; }
.preview-input-row { display: flex; gap: 6px; margin-bottom: 5px; }
.preview-input-pill { flex: 1; height: 22px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.08); border-radius: 5px; }
.preview-main { padding: 16px; display: flex; flex-direction: column; gap: 12px; background: var(--base); }
.preview-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.preview-card { background: var(--surface); border: 1px solid var(--line); border-radius: 8px; padding: 10px; }
.preview-card-label { font-family: var(--font-mono); font-size: 7px; text-transform: uppercase; letter-spacing: .12em; color: var(--ink-4); margin-bottom: 6px; }
.preview-card-val { font-family: var(--font-mono); font-size: 15px; font-weight: 300; color: var(--gold-text, var(--gold-2)); }
.preview-charts { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; flex: 1; }
.preview-chart-box { background: var(--surface); border: 1px solid var(--line); border-radius: 8px; padding: 10px; overflow: hidden; }
.preview-chart-title { font-family: var(--font-mono); font-size: 7px; text-transform: uppercase; letter-spacing: .12em; color: var(--ink-4); margin-bottom: 8px; }
.preview-chart-svg { width: 100%; height: 70px; }
.preview-fade { position: absolute; bottom: 0; left: 0; right: 0; height: 120px; background: linear-gradient(transparent, var(--void)); border-radius: 0 0 var(--radius-xl) var(--radius-xl); }

/* Trust strip */
.trust-strip { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--surface); padding: 20px 40px; display: flex; align-items: center; justify-content: center; gap: 48px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 10px; font-size: 13px; color: var(--ink-3); font-weight: 500; }
.trust-icon { font-size: 18px; opacity: .7; }

/* Features */
.section { padding: 96px 40px; max-width: 1200px; margin: 0 auto; text-align: center; }
.section-eyebrow { font-family: var(--font-mono); font-size: 10px; letter-spacing: .2em; text-transform: uppercase; color: var(--gold-text, var(--gold)); margin-bottom: 16px; }
.section-sub { font-size: 16px; color: var(--ink-3); max-width: 540px; line-height: 1.7; margin: 0 auto 56px; }

.features-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.feature-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; position: relative; overflow: hidden; transition: border-color .2s, transform .2s, box-shadow .2s; text-align: left; }
.feature-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--gold-dim), transparent); opacity: 0; transition: opacity .2s; }
.feature-card:hover { border-color: var(--line-2); transform: translateY(-3px); box-shadow: var(--shadow); }
.feature-card:hover::before { opacity: 1; }
.feature-icon { width: 44px; height: 44px; border-radius: var(--radius); background: var(--gold-dim); border: 1px solid rgba(201,168,76,.2); display: flex; align-items: center; justify-content: center; font-size: 20px; margin-bottom: 18px; }
.feature-title { font-size: 16px; font-weight: 600; color: var(--ink); margin-bottom: 10px; }
.feature-desc { font-size: 13.5px; color: var(--ink-3); line-height: 1.65; }
.feature-badge { display: inline-block; margin-top: 14px; font-family: var(--font-mono); font-size: 9px; letter-spacing: .14em; text-transform: uppercase; padding: 4px 10px; border-radius: 99px; border: 1px solid; }
.badge-free { color: var(--emerald); border-color: rgba(52,211,153,.25); background: rgba(52,211,153,.08); }
.badge-pro  { color: var(--gold);    border-color: rgba(201,168,76,.25); background: var(--gold-dim); }

/* How it works */
.how-section { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 96px 40px; }
.how-inner { max-width: 1200px; margin: 0 auto; text-align: center; }
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; }
.steps-grid::before { content: ''; position: absolute; top: 28px; left: 10%; right: 10%; height: 1px; background: linear-gradient(90deg, transparent, var(--line-2), var(--line-2), transparent); }
.step { padding: 0 20px; text-align: center; position: relative; }
.step-num { width: 56px; height: 56px; border-radius: 50%; background: var(--base); border: 1px solid var(--gold); display: flex; align-items: center; justify-content: center; font-family: var(--font-mono); font-size: 18px; font-weight: 300; color: var(--gold); margin: 0 auto 20px; position: relative; z-index: 1; box-shadow: 0 0 24px rgba(201,168,76,.15); }
.step-title { font-size: 15px; font-weight: 600; color: var(--ink); margin-bottom: 10px; }
.step-desc  { font-size: 13px; color: var(--ink-3); line-height: 1.65; }

/* Pricing section (landing preview) */
.pricing-section { padding: 96px 40px; max-width: 1100px; margin: 0 auto; text-align: center; }
.pricing-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 56px; text-align: left; max-width: 780px; margin-left: auto; margin-right: auto; }
.pricing-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-xl); padding: 32px 28px; position: relative; transition: border-color .2s, transform .2s; display: flex; flex-direction: column; }
.pricing-card.featured { border-color: rgba(201,168,76,.4); background: linear-gradient(160deg, rgba(201,168,76,.06) 0%, var(--surface) 50%); box-shadow: 0 0 40px rgba(201,168,76,.1); }
.pricing-card.featured::before { display: none; }
.plan-name { font-family: var(--font-mono); font-size: 10px; letter-spacing: .18em; text-transform: uppercase; color: var(--ink-3); margin-bottom: 14px; }
.plan-price { font-family: var(--font-display); font-size: 44px; color: var(--ink); line-height: 1; margin-bottom: 6px; }
.plan-price span { font-family: var(--font-ui); font-size: 14px; color: var(--ink-3); font-weight: 400; }
.plan-desc { font-size: 13px; color: var(--ink-3); margin-bottom: 24px; line-height: 1.6; min-height: 40px; }
.plan-features { list-style: none; margin-bottom: 28px; flex: 1; }
.plan-features li { font-size: 13px; color: var(--ink-2); padding: 8px 0; border-bottom: 1px solid var(--line); display: flex; align-items: center; gap: 10px; }
.plan-features li::before { content: '✓'; color: var(--emerald); font-size: 12px; flex-shrink: 0; font-weight: 700; }
.plan-features li.dim { color: var(--ink-4); }
.plan-features li.dim::before { content: '—'; color: var(--ink-4); }

/* CTA section (landing) */
.cta-section { background: var(--surface); border-top: 1px solid var(--line); padding: 96px 40px; text-align: center; position: relative; overflow: hidden; }
.cta-section::before { content: ''; position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 600px; height: 400px; background: radial-gradient(ellipse, rgba(201,168,76,.07) 0%, transparent 70%); pointer-events: none; }
.cta-title { font-family: var(--font-display); font-size: clamp(32px, 4vw, 56px); line-height: 1.1; color: var(--ink); margin-bottom: 16px; position: relative; }
.cta-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.cta-sub { font-size: 16px; color: var(--ink-3); margin-bottom: 36px; position: relative; }

/* ============================================================
   PRICING PAGE
============================================================ */
.pricing-wrap { max-width: 1100px; margin: 0 auto; padding: 0 40px 96px; }

/* Full plan cards (pricing.html) */
.plan-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-xl); padding: 36px 30px; position: relative; transition: border-color .2s, transform .2s, box-shadow .2s; display: flex; flex-direction: column; }
.plan-card:hover { border-color: var(--line-2); transform: translateY(-3px); box-shadow: var(--shadow); }
.plan-card.featured { border-color: rgba(201,168,76,.4); background: linear-gradient(160deg, rgba(201,168,76,.07) 0%, var(--surface) 55%); box-shadow: 0 0 60px rgba(201,168,76,.1); }
.pricing-contact { text-align: center; margin-top: 2rem; font-size: 14px; color: var(--ink-3); }
.pricing-contact a { color: var(--gold-text, var(--gold)); text-decoration: none; font-weight: 500; }
.pricing-contact a:hover { text-decoration: underline; }
.plan-tier { font-family: var(--font-mono); font-size: 10px; letter-spacing: .2em; text-transform: uppercase; color: var(--ink-4); margin-bottom: 20px; }
.plan-price-row { display: flex; align-items: flex-end; gap: 6px; margin-bottom: 8px; }
.plan-price { font-family: var(--font-display); font-size: 52px; color: var(--ink); line-height: 1; }
.plan-price-meta { font-size: 13px; color: var(--ink-3); padding-bottom: 8px; }
/* Spacer to align Free card features with Pro card (matches billing-selector height) */
.pricing-card-spacer { height: 44px; }

.plan-price-box {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  padding: 16px 12px;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius);
  background: rgba(0,0,0,.2);
}
@media (max-width: 768px) { .pricing-card-spacer { display: none; } }

/* Billing selector (pricing page Pro card) */
.billing-selector { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 20px; }
.billing-opt { cursor: pointer; border: 1px solid var(--line-2); border-radius: 10px; padding: 12px 14px; transition: border-color .15s, background .15s; background: transparent; }
.billing-opt input[type="radio"] { display: none; }
.billing-opt.selected { border-color: rgba(52,211,153,.45); background: rgba(52,211,153,.05); }
.billing-opt__price { font-family: var(--font-display); font-size: 32px; color: var(--ink); line-height: 1; display: flex; align-items: flex-end; gap: 3px; }
.billing-opt__per { font-family: var(--font-ui); font-size: 12px; color: var(--ink-3); font-weight: 400; padding-bottom: 4px; }
.billing-opt__name { font-family: var(--font-mono); font-size: 9.5px; letter-spacing: .1em; text-transform: uppercase; color: var(--ink-4); margin-top: 5px; }
.billing-opt__sub { font-size: 10px; color: var(--ink-4); font-family: var(--font-mono); margin-top: 3px; }
.billing-opt__badge { display: inline-block; font-size: 9px; background: rgba(52,211,153,.12); border: 1px solid rgba(52,211,153,.25); color: var(--emerald); border-radius: 4px; padding: 1px 5px; letter-spacing: .04em; margin-top: 4px; }
.plan-tagline { font-size: 13.5px; color: var(--ink-3); line-height: 1.65; margin-bottom: 24px; min-height: 44px; }
.plan-divider { height: 1px; background: var(--line); margin-bottom: 22px; }
.features-label { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .16em; color: var(--ink-4); margin-bottom: 14px; }
.plan-features li { padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,.04); display: flex; align-items: flex-start; gap: 10px; line-height: 1.4; }
.plan-features li::before { display: none; } /* reset landing override */
.plan-features li .check { color: var(--emerald); font-size: 11px; flex-shrink: 0; margin-top: 2px; font-weight: 700; }
.plan-features li .dash  { color: var(--ink-4);   font-size: 11px; flex-shrink: 0; margin-top: 2px; }
.plan-features li.muted  { color: var(--ink-4); }

.save-badge { font-family: var(--font-mono); font-size: 9px; letter-spacing: .12em; text-transform: uppercase; color: var(--emerald); background: rgba(52,211,153,.1); border: 1px solid rgba(52,211,153,.25); border-radius: 99px; padding: 3px 10px; }

/* Comparison table */
.compare-wrap { max-width: 960px; margin: 0 auto; padding: 0 40px 96px; }
.compare-title { font-family: var(--font-display); font-size: 36px; font-weight: 400; color: var(--ink); margin-bottom: 36px; text-align: center; }
.compare-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.compare-table { width: 100%; border-collapse: collapse; }
.compare-table thead tr { background: var(--surface-2); border-bottom: 1px solid var(--line-2); }
.compare-table th { padding: 16px 20px; text-align: left; font-family: var(--font-mono); font-size: 10px; letter-spacing: .16em; text-transform: uppercase; color: var(--ink-3); font-weight: 500; }
.compare-table th:not(:first-child) { text-align: center; }
.compare-table th.col-pro { color: var(--gold-text, var(--gold)); }
.compare-table td { padding: 14px 20px; border-bottom: 1px solid rgba(255,255,255,.04); font-size: 13px; color: var(--ink-2); vertical-align: middle; }
.compare-table td:not(:first-child) { text-align: center; }
.compare-table .section-row td { background: var(--surface-2); font-family: var(--font-mono); font-size: 9px; letter-spacing: .16em; text-transform: uppercase; color: var(--ink-3); padding: 10px 20px; text-align: left; }
.compare-table tr:hover td { background: rgba(201,168,76,.03); }
.chk { color: var(--emerald); font-size: 16px; }
.dash-cell { color: var(--ink-4); font-size: 16px; }
.coming { font-family: var(--font-mono); font-size: 9px; letter-spacing: .1em; color: var(--amber); background: rgba(251,191,36,.08); border: 1px solid rgba(251,191,36,.2); border-radius: 99px; padding: 2px 8px; }

/* Pricing page FAQ */
.faq-wrap { max-width: 720px; margin: 0 auto; padding: 0 40px 96px; }
.faq-title { font-family: var(--font-display); font-size: 36px; font-weight: 400; color: var(--ink); margin-bottom: 40px; text-align: center; }
.faq-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }

/* ============================================================
   HOW IT WORKS PAGE
============================================================ */
.toc { display: flex; gap: 8px; justify-content: center; flex-wrap: wrap; margin-top: 28px; position: relative; z-index: 1; }
.toc-link { font-size: 12px; font-weight: 500; color: var(--ink-3); background: var(--surface); border: 1px solid var(--line); border-radius: 99px; padding: 6px 16px; text-decoration: none; transition: all .15s; }
.toc-link:hover { border-color: var(--line-2); color: var(--gold); background: var(--gold-dim); }

.content-wrap { max-width: 1120px; margin: 0 auto; padding: 56px 40px 96px; display: grid; grid-template-columns: 220px 1fr; gap: 56px; align-items: start; }

.side-nav { position: sticky; top: calc(var(--nav-h) + 24px); }
.side-nav-title { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .18em; color: var(--ink-4); margin-bottom: 14px; }
.side-nav ul { list-style: none; }
.side-nav li { margin-bottom: 2px; }
.side-nav li a { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--ink-3); text-decoration: none; padding: 7px 10px; border-radius: var(--radius); border-left: 2px solid transparent; transition: all .15s; }
.side-nav li a:hover { color: var(--ink); background: var(--surface); border-left-color: var(--line-2); }
.side-nav a.current { color: var(--gold-text, var(--gold)); background: var(--gold-dim); border-left-color: var(--gold); }
.side-nav .dot { width: 5px; height: 5px; border-radius: 50%; background: currentColor; opacity: .5; flex-shrink: 0; }

.doc-content { min-width: 0; }
.doc-section { margin-bottom: 72px; scroll-margin-top: calc(var(--nav-h) + 24px); overflow-x: auto; }
.doc-section .svg-figure { margin: 0 0 32px; }
.doc-section .svg-figure svg { display: block; width: 100%; height: auto; }
.doc-section:last-child { margin-bottom: 0; }
.section-number { font-family: var(--font-mono); font-size: 10px; letter-spacing: .18em; text-transform: uppercase; color: var(--ink-4); margin-bottom: 8px; }
.section-heading { font-family: var(--font-display); font-size: clamp(26px, 3vw, 36px); font-weight: 400; color: var(--ink); line-height: 1.15; margin-bottom: 16px; }
.section-heading em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.section-lead { font-size: 15px; color: var(--ink-2); line-height: 1.75; margin-bottom: 32px; }
.section-lead a { color: var(--cyan); text-decoration: underline; text-decoration-color: var(--cyan-underline); text-underline-offset: 3px; }
.section-lead a:hover { color: var(--ink); text-decoration-color: var(--cyan); }

.pro-note {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  color: var(--color-text-muted, #8899bb);
  margin-top: 8px;
}

.pro-note .pro-pill {
  background: rgba(201, 168, 76, 0.12);
  color: #c9a84c;
  border: 0.5px solid rgba(201, 168, 76, 0.35);
  border-radius: 4px;
  padding: 1px 8px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.04em;
  white-space: nowrap;
  line-height: 1.8;
}

.related-link { display: block; padding: 12px 16px; background: var(--surface-2); border: 1px solid var(--line); border-radius: var(--radius); font-family: var(--font-ui); font-size: 13px; color: var(--ink-2); text-decoration: none; transition: border-color .15s; }
.related-link:visited { color: var(--ink-2); }
.related-link:hover { border-color: var(--gold); }

.info-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-bottom: 32px; }
.info-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 20px 22px; }
.info-card-icon  { font-size: 22px; margin-bottom: 12px; }
.info-card-title { font-size: 14px; font-weight: 600; color: var(--ink); margin-bottom: 8px; }
.info-card-text  { font-size: 13px; color: var(--ink-3); line-height: 1.65; }
.info-card-text a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }
.info-card-text a:hover { color: var(--ink); }
[data-theme="light"] .info-card-text a { color: var(--cyan); }

.info-card-milestones { list-style: none; padding: 0; margin: 10px 0 0; font-size: 13px; color: var(--ink-3); line-height: 1.8; }
.info-card-milestones li { display: flex; justify-content: space-between; gap: 12px; }
.info-card-milestones .age { color: var(--ink-4); white-space: nowrap; min-width: 52px; }
.info-card-milestones .val { font-family: var(--font-mono); color: var(--ink-2); text-align: right; }
.info-card-milestones .depleted .val { color: #e05252; font-weight: 600; }

.info-card-verdict { font-size: 13px; font-weight: 600; color: var(--ink); margin-top: 12px; line-height: 1.5; }

.info-card-footer { display: flex; align-items: center; justify-content: space-between; margin-top: 12px; }

.info-card-detail { position: relative; display: inline-block; }
.info-card-detail-toggle { background: none; border: none; color: var(--ink-4); font-size: 12px; cursor: pointer; padding: 0; transition: color .15s; }
.info-card-detail-toggle:hover { color: var(--gold); }
.info-card-detail-body {
  display: none;
  position: absolute;
  bottom: calc(100% + 8px);
  right: 0;
  width: 280px;
  max-width: 80vw;
  background: var(--deep);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 14px;
  font-size: 12px;
  line-height: 1.6;
  color: var(--ink-3);
  box-shadow: 0 4px 20px rgba(0,0,0,.4);
  z-index: 10;
}
.info-card-detail:hover .info-card-detail-body { display: block; }

.btn-gold-sm {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  color: #0c0a05;
  background: linear-gradient(135deg, var(--gold) 0%, #a87830 100%);
  border: none;
  border-radius: 6px;
  padding: 5px 12px;
  cursor: pointer;
  text-decoration: none;
  transition: all .2s;
  box-shadow: 0 1px 6px rgba(201,168,76,.2);
}
.btn-gold-sm:hover {
  background: linear-gradient(135deg, var(--gold-2) 0%, var(--gold) 100%);
  box-shadow: 0 2px 12px rgba(201,168,76,.35);
  transform: translateY(-1px);
}

.tax-status-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.06em;
  border-radius: 20px;
  padding: 3px 10px;
  margin-bottom: 10px;
}

.tax-status--free {
  background: rgba(26, 80, 40, 0.45);
  color: #6ee79a;
  border: 0.5px solid rgba(110, 231, 154, 0.25);
}

.tax-status--taxed {
  background: rgba(90, 30, 30, 0.45);
  color: #f07a7a;
  border: 0.5px solid rgba(240, 122, 122, 0.25);
}

.tax-status--partial {
  background: rgba(90, 65, 10, 0.45);
  color: #c9a84c;
  border: 0.5px solid rgba(201, 168, 76, 0.3);
}

/* ── State Compare (guides index) ────────────────────────── */
.state-compare { margin-top: 16px; }
.state-compare-selects {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 20px;
}
.state-compare-selects select {
  width: 100%;
  padding: 10px 14px;
  font-family: var(--font-ui);
  font-size: 14px;
  color: var(--ink);
  background: var(--surface-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%23888' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 32px;
}
.state-compare-selects select:focus {
  outline: none;
  border-color: var(--gold);
}

.sc-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.sc-cards:has(.sc-card:only-child) {
  grid-template-columns: 1fr;
  max-width: 420px;
}
.sc-card {
  padding: 20px 22px;
  background: var(--surface-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.sc-card-name {
  font-family: var(--font-display);
  font-size: 20px;
  color: var(--ink);
  line-height: 1.3;
}
.sc-card-meta {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.sc-meta-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 13px;
}
.sc-meta-label {
  color: var(--ink-3);
  font-family: var(--font-ui);
}
.sc-meta-value {
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 12px;
}
.sc-badges {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding-top: 4px;
  border-top: 1px solid var(--line);
}
.sc-badge-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}
.sc-badge-label {
  color: var(--ink-3);
  font-family: var(--font-ui);
}
.sc-card-link {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--gold);
  text-decoration: none;
  margin-top: 4px;
}
.sc-card-link:hover { text-decoration: underline; }
.sc-empty {
  font-family: var(--font-ui);
  font-size: 13px;
  color: var(--ink-3);
  padding: 16px 0;
}

@media (max-width: 600px) {
  .state-compare-selects { grid-template-columns: 1fr; }
  .sc-cards { grid-template-columns: 1fr; }
}

.field-list { display: flex; flex-direction: column; gap: 1px; }
.field-item { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: border-color .15s; }
.field-item:hover { border-color: var(--line-2); }
.field-header { display: flex; align-items: center; gap: 14px; padding: 14px 18px; cursor: pointer; }
.field-name   { font-family: var(--font-mono); font-size: 12px; font-weight: 500; color: var(--gold-text, var(--gold-2)); min-width: 180px; }
.field-short  { font-size: 12px; color: var(--ink-3); flex: 1; }
.field-toggle { font-size: 16px; color: var(--ink-3); transition: transform .15s; flex-shrink: 0; }
.field-item.open .field-toggle { transform: rotate(45deg); color: var(--gold); }
.field-body { display: none; padding: 14px 18px 16px; font-size: 13px; color: var(--ink-3); line-height: 1.7; border-top: 1px solid var(--line); }
.field-item.open .field-body { display: block; }

.tip-box { background: var(--gold-dim); border: 1px solid rgba(201,168,76,.2); border-radius: var(--radius-lg); padding: 20px 22px; margin-bottom: 24px; display: flex; gap: 14px; }
.tip-icon  { font-size: 18px; flex-shrink: 0; margin-top: 1px; }
.tip-title { font-size: 13px; font-weight: 600; color: var(--gold-text, var(--gold-2)); margin-bottom: 6px; }
.tip-text  { font-size: 13px; color: var(--ink-2); line-height: 1.65; }
.tip-box a:not(.btn-gold) { color: var(--gold-text, var(--gold)); }

.warn-box { background: rgba(251,113,133,.07); border: 1px solid rgba(251,113,133,.2); border-radius: var(--radius-lg); padding: 20px 22px; margin-bottom: 24px; display: flex; gap: 14px; }
.warn-box .tip-title { color: #fda4af; }

/* ── SS Break-Even Calculator ── */
.be-calc { background: var(--surface); border: 1px solid var(--line-2); border-radius: var(--radius-lg); padding: 24px; margin: 28px 0; overflow: hidden; }
.be-calc__header { display: flex; gap: 14px; margin-bottom: 20px; }
.be-calc__icon { font-size: 22px; flex-shrink: 0; margin-top: 1px; }
.be-calc__title { font-size: 14px; font-weight: 600; color: var(--gold-text, var(--gold-2)); margin-bottom: 4px; }
.be-calc__subtitle { font-size: 12px; color: var(--ink-4); }
.be-calc__inputs { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 16px; margin-bottom: 20px; }
.be-calc__label { display: block; font-family: var(--font-mono); font-size: 10px; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-4); margin-bottom: 6px; }
.be-calc__input-wrap { display: flex; align-items: center; border: 1px solid var(--line-2); border-radius: 6px; background: var(--lift); transition: border-color .16s; }
.be-calc__input-wrap:focus-within { border-color: rgba(201,168,76,.5); box-shadow: 0 0 0 2px var(--void), 0 0 0 4px rgba(201,168,76,.4); }
.be-calc__prefix { padding-left: 10px; font-family: var(--font-mono); font-size: 12px; color: var(--ink-4); }
.be-calc__input-wrap input { flex: 1; min-width: 0; padding: 8px 10px 8px 4px; border: none; background: transparent; color: var(--ink); font-family: var(--font-mono); font-size: 12px; outline: none; -webkit-appearance: none; appearance: none; }
.be-calc select { width: 100%; padding: 8px 28px 8px 10px; border: 1px solid var(--line-2); border-radius: 6px; background: var(--lift); color: var(--ink); font-family: var(--font-mono); font-size: 12px; outline: none; -webkit-appearance: none; appearance: none; cursor: pointer; transition: border-color .16s; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0,0 L5,6 L10,0' fill='%234d607a'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 10px center; }
.be-calc select:focus { border-color: rgba(201,168,76,.5); box-shadow: 0 0 0 2px var(--void), 0 0 0 4px rgba(201,168,76,.4); }
.be-calc__headline { text-align: center; margin-bottom: 16px; padding: 12px; background: var(--gold-dim); border-radius: var(--radius); }
.be-calc__headline-age { font-family: var(--font-display); font-size: 28px; color: var(--ink); }
.be-calc__headline-label { font-family: var(--font-mono); font-size: 10px; text-transform: uppercase; letter-spacing: .1em; color: var(--ink-4); margin-bottom: 2px; }
.be-calc__benefits { display: flex; justify-content: center; gap: 32px; margin-bottom: 16px; font-family: var(--font-mono); font-size: 12px; color: var(--ink-3); }
.be-calc__table { width: 100%; border-collapse: collapse; font-family: var(--font-mono); font-size: 12px; }
.be-calc__table th { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--ink-4); padding: 6px 8px; border-bottom: 1px solid var(--line-2); text-align: right; }
.be-calc__table th:first-child { text-align: left; }
.be-calc__table td { padding: 8px; border-bottom: 1px solid var(--line); text-align: right; color: var(--ink-3); }
.be-calc__table td:first-child { text-align: left; color: var(--ink-4); }
.be-calc__table .be-winner { font-weight: 600; }
.be-calc__table .be-diff-pos { color: var(--emerald); }
.be-calc__table .be-diff-neg { color: var(--rose); }
.be-calc__note { font-size: 11px; color: var(--ink-4); text-align: center; margin-top: 12px; }
.be-calc__caveat { font-size: 11px; color: var(--ink-4); line-height: 1.5; margin: 0 0 16px; }
.be-calc__error { font-size: 13px; color: var(--ink-3); text-align: center; padding: 16px; }
@media (max-width: 600px) { .be-calc__inputs { grid-template-columns: 1fr; } .be-calc__benefits { flex-direction: column; align-items: center; gap: 4px; } }

.chart-explain { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 24px; margin-bottom: 14px; display: grid; grid-template-columns: 64px 1fr; gap: 18px; align-items: start; }
.chart-icon { width: 56px; height: 56px; border-radius: var(--radius); display: flex; align-items: center; justify-content: center; font-size: 26px; flex-shrink: 0; }
.chart-icon.gold    { background: var(--gold-dim); }
.chart-icon.cyan    { background: rgba(56,189,248,.1); }
.chart-icon.violet  { background: rgba(167,139,250,.1); }
.chart-icon.emerald { background: rgba(52,211,153,.1); }
.chart-title  { font-size: 15px; font-weight: 600; color: var(--ink); margin-bottom: 8px; }
.chart-desc   { font-size: 13px; color: var(--ink-3); line-height: 1.65; }
.chart-markers { margin-top: 12px; display: flex; flex-wrap: wrap; gap: 8px; }
.marker  { font-family: var(--font-mono); font-size: 10px; padding: 3px 10px; border-radius: 99px; border: 1px solid; }
.m-black  { color: var(--ink-2);   border-color: var(--line-2);               background: var(--lift); }
.m-green  { color: var(--emerald); border-color: rgba(52,211,153,.25);         background: rgba(52,211,153,.08); }
.m-amber  { color: var(--amber);   border-color: rgba(251,191,36,.25);          background: rgba(251,191,36,.08); }
.m-red    { color: var(--rose);    border-color: rgba(251,113,133,.25);         background: rgba(251,113,133,.08); }
.m-violet { color: var(--violet);  border-color: rgba(167,139,250,.25);         background: rgba(167,139,250,.08); }

.assumption-table-wrap { width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; }
.assumption-table { width: 100%; border-collapse: collapse; table-layout: fixed; min-width: 500px; }
.assumption-table th:first-child,
.assumption-table td:first-child { width: 55%; }
.assumption-table th:last-child,
.assumption-table td:last-child { width: 45%; word-break: break-word; overflow-wrap: break-word; white-space: normal; }
.assumption-table th { padding: 10px 16px; background: var(--surface-2); font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .16em; color: var(--ink-3); text-align: left; border-bottom: 1px solid var(--line-2); white-space: normal; }
.assumption-table td { padding: 12px 16px; border-bottom: 1px solid rgba(255,255,255,.04); font-size: 13px; color: var(--ink-2); vertical-align: top; overflow-wrap: break-word; word-wrap: break-word; }
.assumption-table td:first-child { color: var(--gold-text, var(--gold-2)); font-family: var(--font-mono); font-size: 12px; text-align: left; overflow-wrap: break-word; word-wrap: break-word; }
.assumption-table tr:hover td { background: rgba(201,168,76,.03); }
@media (max-width: 600px) {
  .assumption-table thead { display: none; }
  .assumption-table tr { display: block; border-bottom: 1px solid var(--line-2); padding: 10px 0; }
  .assumption-table td { display: block; border-bottom: none; padding: 4px 16px; min-width: 0; font-size: 13px; }
  .assumption-table td:first-child { min-width: 0; font-size: 11px; padding-bottom: 2px; }
  .assumption-table td:first-child::before { content: '\2713 '; color: var(--gold-text, var(--gold-2)); }
  .assumption-table td:last-child::before { content: '\2717 '; color: var(--ink-3); font-family: var(--font-mono); font-size: 11px; }
  .assumption-table td:last-child { color: var(--ink-3); font-size: 12px; }
}

/* ============================================================
   STATE TAX EXPLORER (how-it-works)
============================================================ */
.state-tax-explorer { margin-bottom: 24px; }
.state-tax-label { display: flex; flex-direction: column; gap: 6px; font-size: 12px; font-weight: 500; color: var(--ink-3); letter-spacing: .02em; max-width: 360px; }
.state-tax-select {
  width: 100%; padding: 10px 12px; border: 1px solid var(--line-2); border-radius: var(--radius);
  background: var(--surface); color: var(--ink); font-family: var(--font-ui); font-size: 14px;
  appearance: none; -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%234d607a'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 12px center; background-size: 10px 6px;
  cursor: pointer; transition: border-color .15s, box-shadow .15s;
}
.state-tax-select:hover { border-color: var(--line-3); }
.state-tax-select:focus { border-color: rgba(201,168,76,.5); box-shadow: 0 0 0 2px var(--void), 0 0 0 4px rgba(201,168,76,.4); outline: none; }
.state-tax-select option { background: var(--surface); color: var(--ink); }

.state-tax-detail {
  margin-top: 20px; padding: 20px 22px; border: 1px solid var(--line-2); border-radius: var(--radius-lg);
  background: var(--surface);
}
.state-tax-no-tax { font-size: 14px; color: var(--ink-2); margin: 0; }
.state-tax-meta { display: flex; flex-direction: column; gap: 2px; margin-bottom: 18px; }
.state-tax-meta-row { display: flex; justify-content: space-between; align-items: center; padding: 7px 0; border-bottom: 1px solid rgba(255,255,255,.04); }
.state-tax-meta-row:last-child { border-bottom: none; }
.state-tax-meta-label { font-size: 13px; color: var(--ink-4); }
.state-tax-meta-value { font-size: 13px; color: var(--ink); font-family: var(--font-mono); }

.state-tax-table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.state-tax-bracket-table { width: 100%; border-collapse: collapse; }
.state-tax-bracket-table th {
  padding: 10px 14px; background: var(--surface-2); font-family: var(--font-mono); font-size: 9px;
  text-transform: uppercase; letter-spacing: .16em; color: var(--ink-4); text-align: left;
  border-bottom: 1px solid var(--line-2); white-space: nowrap;
}
.state-tax-bracket-table td {
  padding: 10px 14px; border-bottom: 1px solid rgba(255,255,255,.04); font-size: 13px;
  color: var(--ink-2); white-space: nowrap; font-family: var(--font-mono);
}
.state-tax-bracket-table td:first-child { color: var(--gold-text, var(--gold-2)); }
.state-tax-bracket-table tr:hover td { background: rgba(201,168,76,.03); }
.state-tax-bracket-note { font-size: 12px; color: var(--ink-4); font-style: italic; margin-top: 8px; }
.state-tax-footnote { font-size: 12px; color: var(--ink-4); line-height: 1.65; margin-top: 16px; }

/* Assumptions & Limitations */
.state-tax-assumptions-heading {
  font-family: var(--font-display); font-size: 20px; color: var(--ink); margin: 36px 0 16px; letter-spacing: -.01em;
}
.state-tax-assumptions {
  display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 20px;
}
@media (max-width: 680px) { .state-tax-assumptions { grid-template-columns: 1fr; gap: 16px; } }
.state-tax-assumptions-col {
  padding: 18px 20px; border: 1px solid var(--line-2); border-radius: var(--radius); background: var(--surface);
}
.state-tax-assumptions-title {
  font-family: var(--font-ui); font-size: 12px; font-weight: 600; text-transform: uppercase;
  letter-spacing: .08em; margin: 0 0 10px; padding-bottom: 8px; border-bottom: 1px solid var(--line-2);
}
.state-tax-assumptions-title--yes { color: var(--emerald); }
.state-tax-assumptions-title--no  { color: var(--rose); }
.state-tax-assumptions-list {
  list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 6px;
}
.state-tax-assumptions-list li {
  font-size: 13px; color: var(--ink-3); line-height: 1.55; padding-left: 16px; position: relative;
}
.state-tax-assumptions-list li::before {
  content: ''; position: absolute; left: 0; top: 7px; width: 6px; height: 6px; border-radius: 50%;
  background: var(--line-3);
}
.state-tax-assumptions-note {
  font-size: 13px; color: var(--ink-3); line-height: 1.65; padding: 14px 18px;
  border-left: 3px solid var(--gold); background: rgba(201,168,76,.04); border-radius: 0 var(--radius) var(--radius) 0;
  margin-bottom: 8px;
}
.state-tax-assumptions-note strong { color: var(--ink-2); }

/* ============================================================
   ABOUT PAGE
============================================================ */
.page-hero { padding: 80px 40px 80px; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; max-width: 1120px; margin: 0 auto; position: relative; overflow: hidden; }
.page-hero::before { content: ''; position: absolute; top: 30%; left: 0; width: 500px; height: 500px; background: radial-gradient(ellipse, rgba(201,168,76,.06) 0%, transparent 65%); pointer-events: none; }
.hero-left  { position: relative; z-index: 1; }
.hero-right { position: relative; z-index: 1; }
/* About page reuses .hero-title — scoped to non-landing context */
.page-hero .hero-title { font-family: var(--font-display); font-size: clamp(36px, 4.5vw, 60px); font-weight: 400; color: var(--ink); line-height: 1.08; margin-bottom: 20px; animation: none; }
.hero-body { font-size: 15px; color: var(--ink-2); line-height: 1.8; margin-bottom: 28px; }
.hero-body + .hero-body { margin-top: -12px; }

.mission-card { background: linear-gradient(135deg, rgba(201,168,76,.06) 0%, var(--surface) 60%); border: 1px solid rgba(201,168,76,.2); border-radius: var(--radius-xl); padding: 32px; }
.mission-label { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .18em; color: var(--gold-text, var(--gold)); margin-bottom: 16px; }
.mission-text  { font-family: var(--font-display); font-style: italic; font-size: 22px; color: var(--ink); line-height: 1.5; margin-bottom: 20px; }
.mission-sub   { font-size: 13px; color: var(--ink-3); line-height: 1.7; }

.privacy-section { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 72px 40px; }
.privacy-inner { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.privacy-title { font-family: var(--font-display); font-size: 36px; font-weight: 400; color: var(--ink); line-height: 1.15; margin-bottom: 16px; }
.privacy-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.privacy-body { font-size: 14px; color: var(--ink-2); line-height: 1.8; margin-bottom: 14px; }
.privacy-facts { display: flex; flex-direction: column; gap: 12px; }
.privacy-fact { background: var(--base); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 18px 20px; display: flex; align-items: flex-start; gap: 14px; }
.pf-icon  { font-size: 20px; flex-shrink: 0; }
.pf-title { font-size: 13px; font-weight: 600; color: var(--ink); margin-bottom: 4px; }
.pf-text  { font-size: 12.5px; color: var(--ink-3); line-height: 1.6; }

.values-section { max-width: 1120px; margin: 0 auto; padding: 72px 40px; }
.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.value-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 24px; transition: border-color .2s, transform .2s; }
.value-card:hover { border-color: var(--line-2); transform: translateY(-2px); }
.value-num   { font-family: var(--font-mono); font-size: 28px; font-weight: 300; color: #9c8543; opacity: 1; margin-bottom: 14px; line-height: 1; }
.value-title { font-size: 15px; font-weight: 600; color: var(--ink); margin-bottom: 10px; }
.value-text  { font-size: 13px; color: var(--ink-3); line-height: 1.65; }

/* About FAQ */
.faq-section { max-width: 800px; margin: 0 auto; padding: 0 40px 80px; }
.faq-cats { display: flex; gap: 8px; margin-bottom: 32px; flex-wrap: wrap; }
.faq-cat { font-size: 12px; font-weight: 500; color: var(--ink-2); background: var(--surface); border: 1px solid var(--line-2); border-radius: 99px; padding: 6px 16px; cursor: pointer; transition: all .15s; }
.faq-cat:hover, .faq-cat.active { color: var(--gold); border-color: rgba(201,168,76,.3); background: var(--gold-dim); }
.faq-cat-count { font-size: 10px; opacity: .5; margin-left: 2px; }
.faq-cat.active .faq-cat-count { opacity: .7; }
.faq-group { display: none; }
.faq-group.visible { display: block; }

.contact-section { background: var(--surface); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 72px 40px; }
.contact-inner  { max-width: 1120px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; }
.contact-title  { font-family: var(--font-display); font-size: 32px; font-weight: 400; color: var(--ink); margin-bottom: 14px; }
.contact-title em { font-style: italic; color: var(--gold-text, var(--gold-2)); }
.contact-body   { font-size: 14px; color: var(--ink-2); line-height: 1.8; margin-bottom: 24px; }
.contact-links  { display: flex; flex-direction: column; gap: 10px; }
.contact-link   { display: flex; align-items: center; gap: 12px; padding: 14px 18px; background: var(--base); border: 1px solid var(--line); border-radius: var(--radius-lg); text-decoration: none; color: var(--ink-2); font-size: 13px; font-weight: 500; transition: all .15s; }
.contact-link:hover { border-color: var(--line-2); color: var(--ink); background: var(--lift); }
.contact-link-icon { font-size: 18px; flex-shrink: 0; }

.contact-card { display: flex; align-items: center; gap: 12px; padding: 16px 18px; border-radius: 14px; background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08); text-decoration: none; color: inherit; transition: background 0.2s ease, border-color 0.2s ease; }
.contact-card:hover { background: rgba(255,255,255,0.07); border-color: rgba(255,255,255,0.15); }
.contact-card.disabled { opacity: 0.5; cursor: default; pointer-events: none; }

.disclaimer-card { background: rgba(251,113,133,.06); border: 1px solid rgba(251,113,133,.15); border-radius: var(--radius-xl); padding: 28px; }
.disclaimer-label { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .18em; color: #fda4af; margin-bottom: 14px; }
.disclaimer-text { font-size: 13px; color: var(--ink-3); line-height: 1.75; }
.disclaimer-text p { margin-bottom: 12px; }
.disclaimer-text p:last-child { margin-bottom: 0; }

/* ============================================================
   CALCULATOR DASHBOARD (app.html / index.html)
============================================================ */
/* site-shell: legacy class, offset now handled by body padding-top */
.site-shell { padding-top: 0; }

.app {
  display: grid;
  grid-template-columns: 360px 1fr;
  min-height: calc(100vh - var(--nav-h));
}

/* Subtle grid texture on main panel */
.main {
  padding: 24px 24px 32px;
  position: relative;
  background-image:
    linear-gradient(var(--line) 1px, transparent 1px),
    linear-gradient(90deg, var(--line) 1px, transparent 1px);
  background-size: 32px 32px;
  background-attachment: local;
}

/* Sidebar toggle (mobile collapsible) */
.sidebar-toggle {
  display: none;
}

/* Sidebar */
.sidebar {
  background: linear-gradient(180deg, var(--deep) 0%, var(--void) 100%);
  border-right: 1px solid var(--line-2);
  padding: 0;
  overflow-y: auto;
  overflow-x: hidden;
  position: sticky;
  top: var(--nav-h);
  height: calc(100vh - var(--nav-h));
  display: flex;
  flex-direction: column;
  z-index: 10;
  box-shadow: inset -1px 0 0 rgba(201,168,76,.06), 2px 0 20px rgba(0,0,0,.4);
}

.sidebar h1 {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 400;
  color: var(--gold-text, var(--gold));
  padding: 22px 20px 16px;
  border-bottom: 1px solid var(--line);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  gap: 8px;
}

.sidebar h1::before { content: '◆'; font-size: 10px; color: var(--gold); opacity: .8; }

.note--hidden { display: none; }

/* ── Sidebar action buttons (inside h1) ───────────────────── */
.sidebar-settings-btn,
.sidebar-reset-btn {
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: 6px;
  color: var(--ink-4);
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 4px 10px;
  cursor: pointer;
  transition: color .15s, border-color .15s;
  white-space: nowrap;
  line-height: 1;
}
.sidebar-settings-btn { margin-left: auto; }
.sidebar-settings-btn:hover {
  color: var(--ink-2);
  border-color: var(--line-3);
}
.sidebar-reset-btn:hover {
  color: var(--red);
  border-color: rgba(239,68,68,.3);
}

.sidebar-section {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255,255,255,.025);
  padding: 12px 14px 14px;
  margin: 8px 12px;
  transition: border-color .16s, background .16s;
}
.sidebar-section:hover { border-color: var(--line-2); background: rgba(255,255,255,.035); }

.sidebar-section h2 {
  font-family: var(--font-mono);
  font-size: 9.5px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: var(--ink-4);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.sidebar-section h2::before { content: ''; width: 3px; height: 3px; border-radius: 50%; background: var(--gold); opacity: .6; flex-shrink: 0; }

/* Portfolio compact table */
.capital-table {
  display: grid;
  grid-template-columns: 0.8fr 2.2fr 68px;
  gap: 6px 10px;
  align-items: center;
}
.capital-table__header {
  display: contents;
}
.capital-table__header span {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--ink-4);
  padding-bottom: 4px;
  border-bottom: 1px solid var(--line);
  align-self: end;
}
.capital-table__header span:nth-child(2),
.capital-table__header span:nth-child(3) {
  text-align: right;
}
.capital-table__row {
  display: contents;
}
.capital-table__label {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
  white-space: nowrap;
  border-bottom: 1px solid var(--line-2);
}
.capital-table__row .input-green {
  width: 100%;
  min-width: 0;
  text-align: right;
  appearance: auto;
  -webkit-appearance: auto;
  padding-right: 4px;
}
.capital-table__row .input-green::-webkit-inner-spin-button {
  margin-left: 6px;
}

/* ── Freeze growth toggle ───────────────────────────── */
.capital-table__header span:last-child {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 4px;
  flex-direction: row-reverse;
}

.freeze-btn {
  background: none;
  border: 1px solid var(--line);
  border-radius: 4px;
  cursor: pointer;
  font-size: 10px;
  line-height: 1;
  padding: 2px 4px;
  margin-left: 4px;
  vertical-align: middle;
  color: var(--ink-4);
  transition: border-color .16s, background .16s, color .16s;
}

.freeze-btn:hover {
  border-color: var(--ink-3);
  background: var(--surface);
  color: var(--ink-2);
}

.freeze-btn--active {
  border-color: #7dd3fc;
  background: rgba(125, 211, 252, 0.1);
  color: #7dd3fc;
}

.input-green.growth-frozen {
  opacity: 0.5;
  pointer-events: none;
  background: var(--surface);
}

/* Portfolio — account type guide (info-popover dropdown) */
.portfolio-guide {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.portfolio-guide[hidden] { display: none; }

/* Portfolio — "What goes where?" guide (legacy, kept for reference) */
.capital-guide {
  margin: 0 0 6px 0;
  padding: 0;
  border-bottom: 1px solid var(--line);
}
.capital-guide summary {
  cursor: pointer;
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
  padding: 6px 2px;
  list-style: none;
  display: flex;
  align-items: center;
  gap: 4px;
  transition: color .16s;
}
.capital-guide summary:hover {
  color: var(--ink-3);
}
.capital-guide summary::before {
  content: '▸';
  font-size: 9px;
  transition: transform .16s;
}
.capital-guide[open] summary::before {
  transform: rotate(90deg);
}
.capital-guide summary::-webkit-details-marker {
  display: none;
}
.capital-guide__list {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 4px 2px 10px;
}
.capital-guide__item {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.capital-guide__term {
  font-family: var(--font-mono);
  font-size: 9.5px;
  font-weight: 600;
  color: var(--gold-text, var(--gold));
  letter-spacing: .06em;
}
.capital-guide__desc {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  line-height: 1.5;
  letter-spacing: .02em;
}

/* ── Withdrawal Order Ranked List ─────────────────────────── */
.withdrawal-order-list {
  margin: 0 0 6px 0;
  padding: 8px;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 4px;
  border: 1px solid var(--ink-2, rgba(255,255,255,0.06));
  border-radius: var(--radius);
  background: var(--void, #0a0a0a);
}

.withdrawal-order-list.locked {
  opacity: 0.6;
}

.withdrawal-order-list.locked .rank-item {
  pointer-events: none;
}

/* ── Withdrawal Order: Unlocked (Pro) ──────────────────────── */
.withdrawal-order-list.unlocked {
  opacity: 1;
  pointer-events: auto;
}

.withdrawal-order-list.unlocked .rank-item {
  cursor: grab;
  transition: background 0.15s, transform 0.15s;
}

.withdrawal-order-list.unlocked .rank-item:hover {
  background: var(--deep, #141414);
}

.withdrawal-order-list.unlocked .rank-item.dragging {
  opacity: 0.4;
  cursor: grabbing;
}

.withdrawal-order-list.unlocked .rank-item.drag-over {
  border-top: 2px solid var(--gold, #c9a84c);
  padding-top: 5px;
}

.drag-handle {
  font-size: 11px;
  color: var(--ink-3, #444);
  cursor: grab;
  user-select: none;
  line-height: 1;
  margin-right: 2px;
}

.rank-item.dragging .drag-handle {
  cursor: grabbing;
}

.withdrawal-order-list .rank-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 7px 10px;
  border-radius: 6px;
  background: var(--surface, #1a1a1a);
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-6, #999);
}

.rank-item .rank-num {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  color: var(--gold, #c9a84c);
  min-width: 16px;
  text-align: center;
}


.withdrawal-order-footnote {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4, #555);
  letter-spacing: 0.06em;
  margin: 4px 0 14px 0;
}

.sidebar-feedback {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-4, #555);
  letter-spacing: 0.04em;
  padding: 16px 20px 8px;
}
.sidebar-feedback a {
  color: var(--gold-text, var(--gold));
}

/* Validation error banner */
#validation-errors:not(:empty) {
  margin: 12px 16px 0;
  padding: 10px 14px;
  background: rgba(239,68,68,0.12);
  border: 1px solid var(--red, #ef4444);
  border-radius: var(--radius, 10px);
  color: var(--red, #ef4444);
  font-family: var(--font-mono);
  font-size: 11px;
  line-height: 1.6;
  white-space: pre-line;
}

/* Input grid */
.input-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 8px 10px; align-items: start; }

label { display: flex; flex-direction: column; gap: 5px; font-size: 11px; font-weight: 500; color: var(--ink-3); letter-spacing: .02em; }
label > input,
label > select { margin-top: auto; }
.note { font-size: 10px; color: var(--ink-4); font-weight: 400; }

/* ── Inline row layout (sidebar sections) ───────────── */
.inline-group {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.inline-group__subhead {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--gold-text, var(--gold));
  padding: 14px 0 6px;
}

.inline-group__subhead:first-child {
  padding-top: 4px;
}

.inline-group__divider {
  border: none;
  border-top: 1px solid var(--line);
  margin: 6px 0 2px;
}
.input-note {
  font-size: 11px;
  color: var(--ink-4);
  line-height: 1.4;
  margin-top: 2px;
  margin-bottom: 4px;
}
.info-popover-btn {
  background: transparent;
  border: none;
  color: var(--ink-4);
  cursor: pointer;
  padding: 2px;
  margin-left: 4px;
  font-size: 12px;
  line-height: 1;
  transition: color .15s;
  vertical-align: middle;
}
.info-popover-btn:hover { color: var(--gold); }

.info-popover {
  background: var(--deep);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 14px;
  margin-top: 6px;
  margin-bottom: 8px;
  font-size: 12px;
  line-height: 1.5;
  color: var(--ink-3);
  box-shadow: 0 4px 20px rgba(0,0,0,.4);
}

.info-popover__section {
  display: grid;
  grid-template-columns: 36px 1fr;
  gap: 0 10px;
  padding: 8px 0;
  border-bottom: 1px solid var(--line);
}
.info-popover__section:last-of-type { border-bottom: none; }
.info-popover__section--highlight { background: var(--gold-dim); border-radius: 6px; padding: 8px 8px; margin: 2px -4px; }

.info-popover__rate {
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--gold);
  line-height: 1;
  grid-row: span 2;
  align-self: center;
}

.info-popover__label {
  font-family: var(--font-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--ink-2);
  display: flex;
  align-items: center;
  gap: 6px;
}

.info-popover__badge {
  background: var(--gold-dim);
  color: var(--gold);
  border: 1px solid var(--gold-glow);
  border-radius: 4px;
  padding: 1px 5px;
  font-size: 9px;
  letter-spacing: .06em;
}

.info-popover p { margin: 2px 0 0; font-size: 11px; color: var(--ink-4); }

.info-popover__note {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid var(--line);
  font-size: 11px;
  color: var(--ink-3);
  line-height: 1.5;
}
.info-popover__note strong { color: var(--ink-2); }

.info-popover__source {
  display: block;
  margin-top: 8px;
  font-size: 10px;
  font-family: var(--font-mono);
  color: var(--ink-4);
  text-decoration: none;
  transition: color .15s;
}
.info-popover__source:hover { color: var(--gold); }

.pension-remove-btn {
  background: none;
  border: none;
  font-size: 10px;
  font-family: var(--font-mono);
  color: var(--ink-4);
  cursor: pointer;
  padding: 2px 0 6px;
  transition: color .12s;
}
.pension-remove-btn:hover { color: var(--rose, #fb7185); }

.inline-row {
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  padding: 5px 0;
  gap: 12px;
  transition: opacity .2s ease;
}

.inline-row__label {
  display: inline;
  flex-direction: unset;
  font-size: 11px;
  font-weight: 500;
  color: var(--ink-3);
  letter-spacing: .02em;
  flex: 1;
  min-width: 0;
  line-height: 1.4;
}

.inline-row__input {
  width: 100px;
  flex-shrink: 0;
}
.inflation-input {
  width: 68px !important;
  min-width: 68px !important;
  max-width: 68px !important;
  text-align: right;
  flex-shrink: 0;
}

/* Override .input-green defaults when inside inline rows */
.inline-row .input-green,
.inline-row input[type="number"] {
  width: 100px;
  min-width: 100px;
  max-width: 100px;
  flex-shrink: 0;
}

.inline-row__right .input-green,
.inline-row__right input[type="number"] {
  width: 60px;
  min-width: 60px;
  max-width: 60px;
}

.inline-row__right {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}

.inline-row__right .inline-row__input {
  width: 60px;
}

.inline-row__check {
  display: flex;
  align-items: center;
  gap: 4px;
  font-size: 9.5px;
  font-weight: 500;
  color: var(--ink-4);
  letter-spacing: .02em;
  cursor: pointer;
  white-space: nowrap;
  flex-shrink: 0;
}

.inline-row__check input[type="checkbox"] {
  margin: 0;
  cursor: pointer;
}

/* ── Contribution allocation table ──────────────────── */
.contrib-alloc {
  margin-top: 8px;
}

.contrib-alloc__header {
  display: grid;
  grid-template-columns: 1fr 60px 70px;
  gap: 8px;
  padding: 4px 0;
  border-bottom: 1px solid var(--line);
  font-family: var(--font-mono);
  font-size: 8px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--ink-4);
}

.contrib-alloc__header span:nth-child(2),
.contrib-alloc__header span:nth-child(3) {
  text-align: right;
}

.contrib-alloc__row {
  display: grid;
  grid-template-columns: 1fr 60px 70px;
  gap: 8px;
  align-items: center;
  padding: 4px 0;
  border-bottom: 1px solid var(--line);
}

.contrib-alloc__label {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  color: var(--gold-text, var(--gold));
  letter-spacing: .06em;
  text-transform: uppercase;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
.contrib-info { cursor: help; color: var(--ink-4); font-size: 11px; text-transform: none; letter-spacing: 0; }

.contrib-alloc__pct {
  width: 60px !important;
  min-width: 60px !important;
  max-width: 60px !important;
  text-align: right;
  padding: 5px 4px 5px 6px !important;
  font-size: 12px !important;
  appearance: auto;
  -webkit-appearance: auto;
}
.contrib-alloc__pct::-webkit-inner-spin-button {
  margin-left: 6px;
}

.contrib-alloc__dollar {
  font-family: var(--font-mono);
  font-size: 12px;
  color: var(--ink-3);
  text-align: right;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.contrib-alloc__total {
  display: grid;
  grid-template-columns: 1fr 60px 70px;
  gap: 8px;
  padding: 6px 0 2px;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: .06em;
  color: var(--ink-2);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.contrib-alloc__total span:nth-child(2),
.contrib-alloc__total span:nth-child(3) {
  text-align: right;
}

.contrib-alloc__total--invalid {
  color: var(--red, #e74c3c);
}

.contrib-alloc__total--invalid span:first-child::after {
  content: ' \2260  100%';
  font-size: 8px;
  letter-spacing: .08em;
}

.sidebar-section__desc {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  margin: 0 0 6px;
  letter-spacing: .04em;
}

/* Sidebar inputs */
.input-green,
.sidebar input[type="number"],
.sidebar input[type="text"],
.sidebar select {
  width: 100%;
  padding: 8px 10px;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 6px;
  background: rgba(255,255,255,.05);
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 12px;
  outline: none;
  appearance: none;
  -webkit-appearance: none;
  transition: border-color .16s, background .16s, box-shadow .16s;
}
.input-green:hover,
.sidebar input[type="number"]:hover,
.sidebar select:hover { border-color: rgba(255,255,255,.14); background: rgba(255,255,255,.07); }
.input-green:focus,
.sidebar input[type="number"]:focus,
.sidebar input[type="text"]:focus,
.sidebar select:focus {
  border-color: rgba(201,168,76,.5);
  box-shadow: 0 0 0 2px var(--void), 0 0 0 4px rgba(201,168,76,.4);
  background: rgba(255,255,255,.08);
}

.sidebar select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M0 0l5 6 5-6z' fill='%234d607a'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 10px center;
  padding-right: 28px;
  cursor: pointer;
}

select option {
  background: var(--surface);
  color: var(--ink);
}

.checkbox-row { flex-direction: row; align-items: center; gap: 8px; font-size: 11.5px; color: var(--ink-2); cursor: pointer; padding: 2px 0; }
input[type="checkbox"] { width: 14px; height: 14px; accent-color: var(--gold); cursor: pointer; flex-shrink: 0; }

/* Export toolbar — sits above Inputs heading */
.sidebar-export {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 16px;
  border-bottom: 1px solid var(--line);
  flex-shrink: 0;
  gap: 10px;
}
.sidebar-export__label {
  font-family: var(--font-mono);
  font-size: 8.5px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--ink-4);
  flex-shrink: 0;
}
.sidebar-export__btns {
  display: flex;
  gap: 6px;
}
.export-btn {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 6px 12px;
  border-radius: var(--radius);
  border: 1px solid transparent;
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  cursor: pointer;
  transition: all .18s;
  white-space: nowrap;
}
.export-btn--pdf {
  background: linear-gradient(135deg, var(--gold) 0%, #a8843a 100%);
  border-color: var(--gold);
  color: #0c0c0c;
  box-shadow: 0 2px 10px rgba(201,168,76,.2);
}
.export-btn--pdf:hover  { background: linear-gradient(135deg, #d4af52 0%, #b8923f 100%); box-shadow: 0 4px 16px rgba(201,168,76,.35); transform: translateY(-1px); }
.export-btn--pdf:active { transform: translateY(0); }
.export-btn--excel {
  background: linear-gradient(135deg, var(--gold) 0%, #a8843a 100%);
  border-color: var(--gold);
  color: #0c0c0c;
  box-shadow: 0 2px 10px rgba(201,168,76,.2);
}
.export-btn--excel:hover  { background: linear-gradient(135deg, #d4af52 0%, #b8923f 100%); box-shadow: 0 4px 16px rgba(201,168,76,.35); transform: translateY(-1px); }
.export-btn--excel:active { transform: translateY(0); }

.export-btn--share {
  background: linear-gradient(135deg, var(--gold) 0%, #a8843a 100%);
  border-color: var(--gold);
  color: #0c0c0c;
  box-shadow: 0 2px 10px rgba(201,168,76,.2);
}
.export-btn--share:hover  { background: linear-gradient(135deg, #d4af52 0%, #b8923f 100%); box-shadow: 0 4px 16px rgba(201,168,76,.35); transform: translateY(-1px); }
.export-btn--share:active { transform: translateY(0); }
.export-btn--copied {
  background: rgba(72,187,120,.15) !important;
  border-color: rgba(72,187,120,.4) !important;
  color: #68d391 !important;
  box-shadow: none !important;
}

.export-btn--locked {
  position: relative;
  background: linear-gradient(135deg, rgba(201,168,76,.12) 0%, rgba(201,168,76,.06) 100%) !important;
  border-color: rgba(201,168,76,.2) !important;
  color: var(--ink-4) !important;
  box-shadow: none !important;
  cursor: pointer !important;
  pointer-events: auto !important;
  opacity: .7;
}
.export-btn--locked:hover {
  opacity: .9;
  transform: none !important;
  box-shadow: none !important;
  background: linear-gradient(135deg, rgba(201,168,76,.18) 0%, rgba(201,168,76,.1) 100%) !important;
}
.export-btn--locked .lock-svg {
  opacity: .5;
  margin-left: -2px;
}
.pro-badge {
  display: inline-flex;
  align-items: center;
  padding: 1px 5px;
  border-radius: 3px;
  font-family: var(--font-mono);
  font-size: 7px;
  font-weight: 700;
  letter-spacing: .12em;
  background: linear-gradient(135deg, var(--gold) 0%, #a8843a 100%);
  color: #0c0c0c;
  line-height: 1.4;
  margin-left: 2px;
}

/* ── Scenario Bar (Pro feature) ─────────────────────────── */
.scenario-bar {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 10px 16px;
  border-bottom: 1px solid var(--line);
  flex-shrink: 0;
}
.scenario-bar__row {
  display: flex;
  align-items: center;
  gap: 8px;
}
.scenario-bar__label {
  font-family: var(--font-mono);
  font-size: 8.5px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--ink-4);
  flex-shrink: 0;
}
.scenario-bar__select {
  flex: 1;
  min-width: 0;
  padding: 5px 8px;
  background: var(--surface);
  border: 1px solid var(--line-2);
  border-radius: 6px;
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 12px;
  cursor: pointer;
}
.scenario-bar__select:focus {
  border-color: rgba(201,168,76,.4);
  outline: none;
  box-shadow: 0 0 0 2px rgba(201,168,76,.1);
}
.scenario-bar__count {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  flex-shrink: 0;
}
.scenario-bar__actions {
  display: flex;
  gap: 4px;
  flex-wrap: wrap;
  align-items: center;
}
.sidebar-setup-btn:hover { color: var(--gold); border-color: var(--gold); }
.scenario-btn {
  padding: 4px 10px;
  border-radius: 5px;
  border: 1px solid var(--line-2);
  background: transparent;
  color: var(--ink-3);
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .04em;
  cursor: pointer;
  transition: color .15s, border-color .15s, background .15s;
  white-space: nowrap;
}
.scenario-btn:hover:not(:disabled) {
  color: var(--ink);
  border-color: var(--line-3);
}
.scenario-btn:disabled {
  opacity: .35;
  cursor: default;
}
.kbd-hint {
  font-family: var(--font-mono);
  font-size: 9px;
  padding: 1px 4px;
  border-radius: 3px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  color: var(--ink-4, #666);
  margin-left: 4px;
  vertical-align: baseline;
  line-height: 1;
}
.scenario-btn--save:hover:not(:disabled) {
  border-color: rgba(201,168,76,.4);
  color: var(--gold);
}
.scenario-btn--delete:hover:not(:disabled) {
  color: var(--rose);
  border-color: rgba(251,113,133,.3);
}
.scenario-status {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  min-height: 13px;
}
.scenario-status--dirty {
  color: var(--amber);
}
.scenario-status--saved {
  color: var(--emerald);
}

/* ── Scenario toast notification ─────────────────────────── */
.scenario-toast {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%) translateY(20px);
  padding: 10px 20px;
  background: var(--surface-2);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 13px;
  box-shadow: var(--shadow-lg);
  z-index: 10000;
  opacity: 0;
  pointer-events: none;
  transition: opacity .2s, transform .2s;
}
.scenario-toast--visible {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto;
}
.scenario-toast--error {
  border-color: rgba(239,68,68,.3);
  color: var(--rose);
}

/* Tax brackets */
.tax-brackets { margin-top: 10px; padding-top: 10px; border-top: 1px solid var(--line); font-size: 11px; color: var(--ink-4); font-family: var(--font-mono); }
.tax-brackets h4 { font-size: 9px; text-transform: uppercase; letter-spacing: .16em; color: var(--ink-4); margin-bottom: 8px; }
.tax-brackets p { margin: 6px 0 4px; color: var(--ink-3); font-weight: 500; }
.tax-brackets ul { margin: 0 0 8px 14px; padding: 0; list-style: none; }
.tax-brackets li { padding: 2px 0; color: var(--ink-4); }

/* Accordion */
.sidebar-section > h2.accordion-header { cursor: pointer; user-select: none; justify-content: space-between; margin-bottom: 12px; padding: 4px 0; min-height: 24px; }
.sidebar-section > h2.accordion-header::after { content: '▾'; font-size: 11px; color: var(--ink-4); transition: transform .16s; margin-left: auto; font-family: var(--font-ui); font-weight: 400; }
.sidebar-section.collapsed > h2.accordion-header::after { transform: rotate(-90deg); }
.sidebar-section.collapsed > h2 .info-popover-btn { display: none; }
.sidebar-section.collapsed > :not(h2) { display: none; }
.collapse-summary { display: none; font-size: 11px; font-family: var(--font-mono); color: var(--ink-4); font-weight: 400; margin-left: 8px; }
.sidebar-section.collapsed .collapse-summary:not(:empty) { display: inline; }
.sidebar-section > h2.accordion-header:hover { color: var(--ink-2); }
.sidebar-section > h2.accordion-header:focus { outline: none; }

/* Topbar */
.topbar { display: flex; align-items: center; justify-content: space-between; margin-bottom: 20px; padding-bottom: 16px; border-bottom: 1px solid var(--line); background: transparent; }
.topbar h2 { font-family: var(--font-display); font-size: 22px; font-weight: 400; color: var(--ink); font-style: italic; }
.topbar-title { display: flex; flex-direction: column; gap: 3px; }
.topbar-sub { font-family: var(--font-mono); font-size: 9.5px; letter-spacing: .1em; color: var(--ink-4); text-transform: uppercase; }
.topbar-badges { display: flex; align-items: center; gap: 6px; flex-shrink: 0; }

/* Summary cards */
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 10px; margin-bottom: 16px; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 14px 16px 16px; position: relative; overflow: hidden; transition: border-color .16s, box-shadow .16s, transform .16s; display: flex; flex-direction: column; justify-content: space-between; min-height: 80px; container-type: inline-size; }
.card[hidden] { display: none !important; }
.card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--gold) 0%, transparent 100%); opacity: 0; transition: opacity .16s; }
.card:hover { border-color: var(--line-2); box-shadow: var(--shadow); transform: translateY(-1px); }
.card:hover::before { opacity: 1; }
.card h3 { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .18em; color: var(--ink-3); margin-bottom: 10px; font-weight: 500; }
.card p  { font-family: var(--font-mono); font-size: clamp(14px, 5.5cqw, 26px); font-weight: 300; color: var(--ink); letter-spacing: -.01em; line-height: 1; margin-top: auto; white-space: nowrap; }

/* Panels */
.grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; }
.panel { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 16px 16px 14px; position: relative; overflow: hidden; min-height: 360px; transition: border-color .16s; }
.panel:hover { border-color: var(--line-2); }
.panel h3 { font-family: var(--font-mono); font-size: 9.5px; text-transform: uppercase; letter-spacing: .16em; color: var(--ink-3); font-weight: 500; margin-bottom: 4px; display: flex; flex-direction: column; gap: 4px; }
.panel h3::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); opacity: .7; flex-shrink: 0; align-self: flex-start; margin-top: 4px; }
.panel-sub { font-family: var(--font-ui); font-size: 10px; color: var(--ink-3); text-transform: none; letter-spacing: 0; font-weight: 400; opacity: 1; margin-bottom: 8px; }
.panel-brief {
  display: block;
  font-family: var(--font-ui);
  font-size: 12px;
  text-transform: none;
  letter-spacing: 0;
  color: var(--ink-2);
  font-weight: 400;
  line-height: 1.45;
  margin-top: 6px;
}
/* Charts */
canvas { display: block; width: 100% !important; height: 280px !important; }
.panel canvas, .resizable canvas { height: 290px !important; max-height: 340px; }

/* Chart toggle */
.chart-toggle { grid-column: span 2; display: flex; align-items: center; gap: 6px; padding: 8px 12px; background: var(--surface-2); border: 1px solid var(--line); border-radius: var(--radius); }
.chart-toggle button { padding: 7px 14px; border-radius: 6px; border: 1px solid transparent; background: transparent; color: var(--ink-3); font-family: var(--font-ui); font-size: 11px; font-weight: 600; letter-spacing: .04em; cursor: pointer; transition: all .16s; }
.chart-toggle button:hover { background: rgba(255,255,255,.05); color: var(--ink-2); border-color: var(--line); }
.chart-toggle button.active { background: var(--gold-dim); border-color: rgba(201,168,76,.3); color: var(--gold-2); }

/* Table */
.table-panel { grid-column: span 2; min-height: 630px; display: flex; flex-direction: column; }
.table-panel .table-scroll { overflow-x: auto; overflow-y: auto; flex: 1; max-height: 630px; -webkit-overflow-scrolling: touch; }
.table-panel .table-scroll::-webkit-scrollbar { height: 5px; width: 5px; }
.table-panel .table-scroll::-webkit-scrollbar-track { background: var(--surface); }
.table-panel .table-scroll::-webkit-scrollbar-thumb { background: rgba(201,168,76,.25); border-radius: 3px; }
table { width: 100%; border-collapse: collapse; }
thead { position: sticky; top: 0; z-index: 2; }
thead tr { background: var(--surface-2); border-bottom: 1px solid var(--line-2); }
thead th { padding: 10px 14px; font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .18em; color: var(--ink-3); font-weight: 500; text-align: right; white-space: nowrap; }
thead th:first-child, thead th:nth-child(2) { text-align: left; }
tbody tr { border-bottom: 1px solid rgba(255,255,255,.03); transition: background 80ms; }
tbody tr:nth-child(even) { background: rgba(255,255,255,.045); }
tbody tr:hover { background: rgba(201,168,76,.06); }

/* Projection table milestone rows */
tbody tr.row--retire    { background: rgba(52,211,153,.12);  border-left: 2px solid rgba(52,211,153,.6); }
tbody tr.row--ss        { background: rgba(201,168,76,.14);  border-left: 2px solid rgba(201,168,76,.7); }
tbody tr.row--pension   { background: rgba(201,168,76,.14);  border-left: 2px solid rgba(201,168,76,.7); }
tbody tr.row--depleted  { background: rgba(239,68,68,.13);   border-left: 2px solid rgba(239,68,68,.7); }
tbody tr.row--retire:hover   { background: rgba(52,211,153,.18); }
tbody tr.row--ss:hover       { background: rgba(201,168,76,.20); }
tbody tr.row--pension:hover  { background: rgba(201,168,76,.20); }
tbody tr.row--depleted:hover { background: rgba(239,68,68,.18); }
.row-pip {
  display: inline-block;
  font-size: 8px;
  font-family: var(--font-mono);
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 1px 4px;
  border-radius: 3px;
  margin-left: 5px;
  vertical-align: middle;
  font-weight: 600;
  line-height: 1.5;
}
.row-pip--retire   { background: rgba(52,211,153,.15);  color: var(--emerald); }
.row-pip--ss       { background: rgba(201,168,76,.15);  color: var(--gold); }
.row-pip--pension  { background: rgba(201,168,76,.15);  color: var(--gold); }
.row-pip--depleted { background: rgba(239,68,68,.15);   color: var(--red, #ef4444); }

/* Muted zero values */
tbody td.zero-val { color: var(--ink-4); }
tbody td { padding: 9px 14px; font-family: var(--font-mono); font-size: 12px; color: var(--ink-2); text-align: right; white-space: nowrap; }
tbody td:first-child  { color: var(--ink-3); font-size: 11px; }
tbody td:nth-child(2) { color: var(--ink-3); text-align: left; }
/* Detail row accordion */
tbody tr.row--data { cursor: pointer; }
tbody tr.row--expanded { background: rgba(201,168,76,.10); }
tbody tr.row--detail { background: none; border-bottom: 1px solid var(--line); }
tbody tr.row--detail:hover { background: none; }
tbody tr.row--detail td { padding: 0; }
.detail-cell { background: var(--surface); border-top: 1px solid var(--line); }
.detail-inner { max-height: 0; overflow: hidden; transition: max-height .2s ease; }
.detail-grid { display: grid; grid-template-columns: minmax(200px, 1fr) minmax(200px, 1fr) minmax(200px, 1fr); gap: 20px 0; padding: 14px 20px; }
.detail-grid > .detail-col { padding: 0 24px; border-right: 1px solid var(--line); }
.detail-grid > .detail-col:first-child { padding-left: 0; }
.detail-grid > .detail-col:last-child { border-right: none; padding-right: 0; }
.detail-col-title { font-family: var(--font-mono); font-size: 9px; text-transform: uppercase; letter-spacing: .14em; color: var(--ink-3); font-weight: 600; margin-bottom: 6px; }
.detail-line { display: flex; justify-content: space-between; align-items: baseline; padding: 2px 0; }
.detail-label { font-family: var(--font-ui); font-size: 11px; color: var(--ink-3); }
.detail-val { font-family: var(--font-mono); font-size: 11px; color: var(--ink-2); text-align: right; }
.detail-val--rate { color: var(--gold); font-weight: 600; }
.detail-total { border-top: 1px solid var(--line); margin-top: 4px; padding-top: 4px; }
.detail-total .detail-label { font-weight: 600; color: var(--ink-2); }
.detail-total .detail-val { font-weight: 600; }
/* Income stack bar */
.detail-stack-wrap { padding: 14px 20px 4px; }
.detail-stack-bar { display: flex; height: 26px; border-radius: 4px; overflow: hidden; background: rgba(255,255,255,.03); }
.detail-stack-seg { display: flex; align-items: center; justify-content: center; min-width: 2px; transition: width .2s; }
.detail-stack-label { font-family: var(--font-mono); font-size: 9px; font-weight: 600; white-space: nowrap; }
.detail-stack-empty { background: rgba(255,255,255,.035) !important; border: 1px solid var(--line-2) !important; }
[data-theme="light"] .detail-stack-empty { background: rgba(0,0,0,.04) !important; }
.detail-stack-legend { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 6px; }
.detail-stack-legend-item { font-family: var(--font-ui); font-size: 10px; color: var(--ink-3); display: flex; align-items: center; gap: 4px; }
.detail-stack-dot { width: 7px; height: 7px; border-radius: 2px; flex-shrink: 0; }

/* Conversion room callout */
.detail-conversion-callout { padding: 8px 20px 0; font-family: var(--font-ui); font-size: 11px; color: var(--dg-gold-text); }
.detail-conversion-callout strong { font-family: var(--font-mono); }
.detail-conversion-icon { font-size: 8px; color: var(--dg-gold-stroke); }

@media (max-width: 640px) {
  .detail-grid { grid-template-columns: 1fr; gap: 12px; padding: 12px 14px; }
  .detail-stack-wrap { padding: 12px 14px 4px; }
  .detail-conversion-callout { padding: 8px 14px 0; }
}

.resizable { overflow: auto; }

/* ============================================================
   RESULTS TABS
============================================================ */
.results-tabs-wrap { margin-top: 0; }

.results-tab-nav {
  display: flex;
  align-items: flex-end;
  gap: 2px;
  border-bottom: 1px solid var(--line);
  margin-bottom: 16px;
  overflow-x: auto;
  scrollbar-width: none;
}
.results-tab-nav::-webkit-scrollbar { display: none; }

.results-tab {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 9px 16px;
  background: transparent;
  border: none;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  font-family: var(--font-ui);
  font-size: 12px;
  font-weight: 500;
  color: var(--ink-3);
  cursor: pointer;
  transition: color .16s, border-color .16s;
  white-space: nowrap;
}
.results-tab:hover { color: var(--ink-2); }
.results-tab.active {
  color: var(--ink);
  border-bottom-color: var(--gold);
}

.results-tab__pro-badge {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 8px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 2px 5px;
  border-radius: 3px;
  background: var(--gold-dim);
  color: var(--gold-2);
  border: 1px solid rgba(201,168,76,.25);
}

/* Free users: Pro tabs are visually dimmed */
.results-tab--pro-locked {
  opacity: 0.55;
  cursor: pointer;
}
.results-tab--pro-locked:hover { opacity: 0.75; }

.results-tab-panel { display: block; }
.results-tab-panel[hidden] { display: none !important; }

.results-tab-placeholder {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 320px;
  color: var(--ink-3);
  font-size: 13px;
}

@media (max-width: 680px) {
  .results-tab { padding: 8px 12px; font-size: 11px; }
}

/* ============================================================
   MONTE CARLO TAB
============================================================ */
.mc-wrap { padding: 4px 0 24px; }

.mc-controls {
  margin-bottom: 12px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.mc-controls-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 10px 14px;
  flex-wrap: wrap;
}
.mc-controls-summary {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-mono);
  font-size: 11px;
}
.mc-controls-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.mc-settings-toggle {
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink-3);
  font-family: var(--font-ui);
  font-size: 11px;
  padding: 5px 10px;
  cursor: pointer;
  transition: color .15s, border-color .15s;
}
.mc-settings-toggle:hover { color: var(--gold); border-color: var(--gold); }
.mc-settings-grid[hidden] { display: none !important; }
.mc-settings-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding: 14px 16px;
  border-top: 1px solid var(--line);
}
.mc-setting { display: flex; flex-direction: column; gap: 6px; }
.mc-setting-note {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
  line-height: 1.4;
  margin-top: 2px;
}
.mc-select {
  padding: 7px 10px;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 13px;
}
.mc-static-val {
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--ink-2);
  padding: 7px 0;
}
.mc-control-group { display: flex; flex-direction: column; gap: 6px; flex: 1; min-width: 200px; }

.mc-label {
  font-family: var(--font-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--ink-3);
  font-weight: 500;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.mc-label-hint {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
  text-transform: none;
  letter-spacing: 0;
  font-weight: 400;
}

.mc-slider-row { display: flex; align-items: center; gap: 10px; }
.mc-slider { flex: 1; }
.mc-slider-val {
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--gold-2);
  min-width: 36px;
  text-align: right;
}

.mc-run-btn {
  padding: 9px 20px;
  background: var(--gold-dim);
  border: 1px solid rgba(201,168,76,.3);
  border-radius: var(--radius);
  color: var(--gold-2);
  font-family: var(--font-ui);
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
  transition: background .16s, border-color .16s;
  flex-shrink: 0;
}
.mc-run-btn:hover  { background: rgba(201,168,76,.22); border-color: rgba(201,168,76,.45); }
.mc-run-btn:disabled { opacity: .5; cursor: not-allowed; }

.mc-status {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-3);
  align-self: center;
}

.mc-summary-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 10px;
  margin-bottom: 16px;
}

.mc-stat-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 14px 16px;
}
.mc-stat-label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .18em;
  color: var(--ink-3);
  font-weight: 500;
  margin-bottom: 8px;
}
.mc-stat-value {
  font-family: var(--font-mono);
  font-size: 28px;
  font-weight: 300;
  color: var(--ink);
  line-height: 1;
  margin-bottom: 8px;
}
.mc-stat-value.mc-stat--success { color: var(--emerald); }
.mc-stat-value.mc-stat--warn    { color: var(--gold-2); }
.mc-stat-value.mc-stat--danger  { color: var(--rose); }

.mc-stat-sub {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
  margin-top: 4px;
}

.mc-success-bar-track {
  height: 4px;
  background: var(--surface-2);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 6px;
}
.mc-success-bar-fill {
  height: 100%;
  border-radius: 2px;
  transition: width .4s ease;
}
.mc-bar--success { background: var(--emerald); }
.mc-bar--warn    { background: var(--gold); }
.mc-bar--danger  { background: var(--rose); }

.mc-legend { display: flex; flex-direction: column; gap: 6px; margin-top: 4px; }
.mc-legend-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-3);
}
.mc-legend-line {
  display: inline-block;
  width: 24px;
  height: 2px;
  border-radius: 1px;
  flex-shrink: 0;
}
.mc-legend-line--outer  { background: transparent; border-top: 2px dashed var(--gold); height: 0; }
.mc-legend-line--median { background: var(--gold); }
.mc-legend-line--base   { background: transparent; border-top: 2px dashed var(--ink-3); height: 0; }
.mc-legend-fill {
  display: inline-block;
  width: 24px;
  height: 10px;
  background: var(--gold-dim);
  border-radius: 2px;
  flex-shrink: 0;
}
.mc-chart-controls {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  flex-shrink: 0;
}
.mc-legend--inline {
  flex-direction: row;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 2px;
}
.mc-legend--inline .mc-legend-row {
  font-size: 10px;
}

.mc-chart-wrap canvas { height: 320px !important; }

/* Chart header with toggle */
.mc-chart-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}
.mc-chart-header h3 { margin-bottom: 0; }
.mc-chart-toggle {
  display: flex;
  gap: 0;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  flex-shrink: 0;
}
.mc-toggle-btn {
  padding: 5px 14px;
  background: transparent;
  border: none;
  border-right: 1px solid var(--line);
  color: var(--ink-3);
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 500;
  cursor: pointer;
  transition: background .15s, color .15s;
}
.mc-toggle-btn:last-child { border-right: none; }
.mc-toggle-btn:hover { background: var(--gold-dim); color: var(--ink); }
.mc-toggle-btn--active {
  background: var(--gold-dim);
  color: var(--gold-2);
}

/* Path legend swatches */
.mc-legend-line--survived { background: var(--gold); }
.mc-legend-line--depleted { background: #fb7185; }

/* Stale notice */
.mc-stale-notice[hidden] { display: none !important; }
.mc-stale-notice {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: rgba(201,168,76,.10);
  border: 1px solid rgba(201,168,76,.30);
  border-radius: var(--radius);
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--gold-2);
  margin-bottom: 12px;
}
.mc-stale-icon { font-size: 13px; }
.mc-stale-rerun {
  margin-left: auto;
  background: transparent;
  border: 1px solid var(--gold);
  color: var(--gold);
  border-radius: var(--radius);
  padding: 3px 10px;
  font-family: var(--font-ui);
  font-size: 11px;
  cursor: pointer;
  transition: background .15s, color .15s;
}
.mc-stale-rerun:hover { background: var(--gold); color: var(--bg); }

/* Inline controls summary */
.mc-assume-item { display: flex; align-items: center; gap: 6px; }
.mc-assume-label { color: var(--ink-4); }
.mc-assume-val { color: var(--ink); font-weight: 500; }
.mc-assume-sep { color: var(--line-3); }

/* Dashboard layout */
.mc-dashboard {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 12px;
  margin-bottom: 16px;
  align-items: start;
}
.mc-stat-cards-col { display: flex; flex-direction: column; gap: 10px; }
.mc-dashboard-right {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 10px;
  align-items: start;
}

/* Strategy identical notice */
.strategy-identical-notice {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 10px 14px;
  background: rgba(56,189,248,.07);
  border: 1px solid rgba(56,189,248,.20);
  border-radius: var(--radius);
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
  line-height: 1.5;
  margin-bottom: 14px;
}
.strategy-identical-notice[hidden] { display: none !important; }
.strategy-identical-icon {
  font-size: 16px;
  color: var(--cyan, #38bdf8);
  flex-shrink: 0;
  line-height: 1.2;
}

/* Summary panel */
.mc-summary-panel { margin: 0; min-height: 0; }
.mc-summary-rows { display: flex; flex-direction: column; }
.mc-summary-row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: start;
  gap: 12px;
  padding: 8px 0;
  border-bottom: 1px solid var(--line);
}
.mc-summary-row:last-child { border-bottom: none; }
.mc-summary-label {
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
}
.mc-summary-label-note {
  display: block;
  font-size: 10px;
  color: var(--ink-4);
  margin-top: 1px;
}
.mc-summary-val {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
  color: var(--ink);
  text-align: right;
  word-break: break-word;
  max-width: 160px;
}


@media (max-width: 860px) {
  .mc-dashboard { grid-template-columns: 1fr; }
  .mc-dashboard-right { grid-template-columns: 1fr; }
  .mc-settings-grid { grid-template-columns: 1fr; }
  .mc-controls-bar { flex-direction: column; align-items: stretch; }
  .mc-controls-actions { justify-content: flex-end; }
  .mc-chart-header { flex-direction: column; }
  .mc-chart-controls { width: 100%; justify-content: space-between; }
}

/* ── Monte Carlo: Spending Solver (inside summary panel) ─── */
.mc-solver-divider {
  border: none;
  border-top: 1px solid var(--line);
  margin: 12px 0;
}
.mc-solver-inner { padding-top: 2px; }
.mc-solver-header {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 10px;
}
.mc-solver-title {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--ink-3);
  flex: 1 1 auto;
}
.mc-solver-controls {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}
.mc-solver-label {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-3);
  white-space: nowrap;
}
.mc-solver-select {
  font-family: var(--font-ui);
  font-size: 11px;
  background: var(--surface-2);
  color: var(--ink);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 5px 8px;
  cursor: pointer;
}
.mc-solver-select:focus { outline: 2px solid var(--gold); outline-offset: 2px; }
.mc-solver-btn {
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 600;
  background: var(--gold);
  color: #0c0a05;
  border: none;
  border-radius: var(--radius);
  padding: 6px 14px;
  cursor: pointer;
  white-space: nowrap;
  transition: opacity .15s;
}
.mc-solver-btn:hover    { opacity: .85; }
.mc-solver-btn:disabled { opacity: .45; cursor: not-allowed; }
.mc-solver-status {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-3);
  padding: 4px 0 6px;
}
.mc-solver-results { display: flex; flex-direction: column; }
.mc-solver-row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: baseline;
  gap: 16px;
  padding: 7px 0;
  border-bottom: 1px solid var(--line);
}
.mc-solver-row:last-child { border-bottom: none; }
.mc-solver-metric {
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
}
.mc-solver-value {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
  color: var(--ink);
  text-align: right;
}
.mc-solver-gap--under { color: var(--emerald); }
.mc-solver-gap--over  { color: var(--rose); }

/* Survival probability table */
.mc-survival-wrap { margin-top: 16px; }
.mc-survival-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-mono);
  font-size: 12px;
}
.mc-surv-th {
  text-align: left;
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--ink-4);
  padding: 0 0 8px;
  border-bottom: 1px solid var(--line);
}
.mc-surv-th--pct { text-align: right; }
.mc-survival-table td { padding: 7px 0; border-bottom: 1px solid rgba(255,255,255,.04); }
.mc-surv-age { color: var(--ink-3); width: 72px; }
.mc-surv-bar-cell { padding-right: 12px; }
.mc-surv-bar-track {
  height: 6px;
  background: var(--surface-2);
  border-radius: 3px;
  overflow: hidden;
}
.mc-surv-bar-fill {
  height: 100%;
  border-radius: 3px;
  transition: width .4s ease;
}
.mc-surv-pct { text-align: right; font-weight: 500; min-width: 42px; }
.mc-surv--success { color: var(--emerald); background: var(--emerald); }
.mc-surv-pct.mc-surv--success { background: transparent; }
.mc-surv--warn    { color: var(--gold-2);  background: var(--gold); }
.mc-surv-pct.mc-surv--warn    { background: transparent; }
.mc-surv--mid     { color: var(--ink-2);   background: rgba(255,255,255,.35); }
.mc-surv-pct.mc-surv--mid     { background: transparent; }
.mc-surv--danger  { color: var(--rose);    background: var(--rose); }
.mc-surv-pct.mc-surv--danger  { background: transparent; }
.mc-surv-empty { color: var(--ink-4); font-family: var(--font-ui); font-size: 12px; padding: 12px 0; }

@media (max-width: 680px) {
  .mc-settings-grid { grid-template-columns: 1fr; }
  .mc-run-btn { width: 100%; }
}

/* ============================================================
   MAJOR PLANNED EXPENSES (MPE)
============================================================ */
.mpe-info-btn {
  background: transparent;
  border: none;
  color: var(--ink-4);
  cursor: pointer;
  padding: 4px 6px;
  margin-left: 4px;
  line-height: 1;
  position: relative;
  transition: color .15s;
  min-width: 24px;
  min-height: 24px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.mpe-info-btn:hover { color: var(--gold); }
.mpe-info-btn::after {
  content: attr(title);
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  width: 240px;
  padding: 8px 10px;
  border-radius: 6px;
  background: var(--surface-2);
  border: 1px solid var(--line-2);
  color: var(--ink-2);
  font-family: var(--font-ui);
  font-size: 11px;
  line-height: 1.45;
  white-space: normal;
  box-shadow: var(--shadow);
  pointer-events: none;
  opacity: 0;
  transition: opacity .15s;
  z-index: 10;
}
.mpe-info-btn:hover::after { opacity: 1; }

.mpe-locked {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
  padding: 12px 8px;
}
.mpe-locked__desc {
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-4);
  margin: 0;
}
.mpe-locked__btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 16px;
  border: 1px dashed rgba(201,168,76,.4);
  border-radius: 6px;
  background: transparent;
  color: var(--gold);
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .06em;
  cursor: pointer;
  transition: background .15s, border-color .15s;
}
.mpe-locked__btn:hover {
  background: rgba(201,168,76,.08);
  border-color: rgba(201,168,76,.6);
}

/* Spending phases — inline locked state */
.sphase-locked-inline {
  display: flex;
  align-items: center;
  gap: 6px;
}
.sphase-unlock-btn {
  margin-left: auto;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 3px 10px;
  border: 1px dashed rgba(201,168,76,.3);
  border-radius: 4px;
  background: none;
  color: var(--gold);
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .04em;
  cursor: pointer;
  transition: background .12s, border-color .12s;
}
.sphase-unlock-btn:hover {
  background: rgba(201,168,76,.08);
  border-color: rgba(201,168,76,.5);
}

.mpe-templates {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-bottom: 10px;
}
.mpe-template-chip {
  padding: 3px 8px;
  border: 1px solid rgba(201,168,76,.25);
  border-radius: 10px;
  background: rgba(201,168,76,.06);
  color: var(--ink-3);
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .04em;
  cursor: pointer;
  transition: background .12s, color .12s, border-color .12s;
}
.mpe-template-chip:hover {
  background: rgba(201,168,76,.14);
  color: var(--gold);
  border-color: rgba(201,168,76,.4);
}

.mpe-list { display: flex; flex-direction: column; gap: 8px; }

.mpe-row {
  border: 1px solid var(--line-2);
  border-radius: 8px;
  background: rgba(255,255,255,.02);
  padding: 10px 12px;
  transition: border-color .15s;
}
.mpe-row:hover { border-color: var(--line-3); }
.mpe-row--invalid { border-color: rgba(239,68,68,.4); }

.mpe-row__top {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 8px;
}
.mpe-name-input {
  flex: 1;
  min-width: 0;
  padding: 4px 8px;
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line);
  border-radius: 5px;
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 12px;
}
.mpe-name-input:focus {
  outline: none;
  border-color: rgba(201,168,76,.4);
}
.mpe-delete-btn {
  background: transparent;
  border: none;
  color: var(--ink-4);
  font-size: 16px;
  cursor: pointer;
  padding: 2px 4px;
  line-height: 1;
  opacity: .5;
  transition: color .12s, opacity .12s;
}
.mpe-delete-btn:hover { color: var(--rose); opacity: 1; }

.mpe-row__fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  margin-bottom: 6px;
}
.mpe-field { display: flex; flex-direction: column; gap: 2px; }
.mpe-field__label {
  font-family: var(--font-mono);
  font-size: 8px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--ink-4);
}
.mpe-field__input {
  padding: 4px 8px;
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line);
  border-radius: 5px;
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 12px;
  width: 100%;
}
.mpe-field__input:focus {
  outline: none;
  border-color: rgba(201,168,76,.4);
}
.mpe-year-label-toggle {
  cursor: pointer;
  text-decoration: underline;
  text-decoration-style: dotted;
  text-underline-offset: 2px;
  text-decoration-color: rgba(201,168,76,.35);
  transition: color .12s, text-decoration-color .12s;
}
.mpe-year-label-toggle:hover {
  color: var(--gold);
  text-decoration-color: var(--gold);
}

.mpe-row__options {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 4px;
}
.mpe-option {
  display: flex;
  align-items: center;
  gap: 4px;
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
}
.mpe-option input[type="checkbox"] {
  accent-color: var(--gold);
  width: 13px;
  height: 13px;
}
.mpe-option input[type="number"] {
  width: 36px;
  padding: 2px 4px;
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line);
  border-radius: 4px;
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 10px;
  text-align: center;
}
.mpe-option input[type="number"]:focus {
  outline: none;
  border-color: rgba(201,168,76,.4);
}

.mpe-row__error {
  display: none;
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--rose);
  margin-top: 4px;
}
.mpe-row--invalid .mpe-row__error { display: block; }

.mpe-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 10px;
}
.mpe-add-btn {
  padding: 5px 14px;
  border: 1px dashed var(--line-3);
  border-radius: 6px;
  background: transparent;
  color: var(--ink-3);
  font-family: var(--font-mono);
  font-size: 10px;
  cursor: pointer;
  transition: color .12s, border-color .12s;
}
.mpe-add-btn:hover { color: var(--gold); border-color: rgba(201,168,76,.4); }
.mpe-add-btn:disabled { opacity: .35; cursor: default; }

/* Plain text-link variant for add buttons (pension) */
.mpe-add-link {
  background: none;
  border: none;
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-4);
  cursor: pointer;
  padding: 2px 0;
  transition: color .12s;
}
.mpe-add-link:hover { color: var(--ink-2); }
.mpe-add-link__plus { color: var(--gold); margin-right: 2px; }
.mpe-count {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
}

.mpe-impact {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 10px;
  padding: 8px 12px;
  border-radius: 6px;
  background: rgba(201,168,76,.06);
  border: 1px solid rgba(201,168,76,.15);
}
.mpe-impact__label {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-3);
}
.mpe-impact__value {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 500;
  color: var(--gold-text, var(--gold));
}

.mpe-undo-toast {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%) translateY(20px);
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 20px;
  background: var(--surface-2);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 13px;
  box-shadow: var(--shadow-lg);
  z-index: 9999;
  animation: mpe-toast-in .2s ease forwards;
}
@keyframes mpe-toast-in {
  from { opacity: 0; transform: translateX(-50%) translateY(20px); }
  to   { opacity: 1; transform: translateX(-50%) translateY(0); }
}
.mpe-undo-toast__btn {
  padding: 4px 12px;
  border: 1px solid rgba(201,168,76,.3);
  border-radius: 5px;
  background: transparent;
  color: var(--gold);
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 500;
  cursor: pointer;
  transition: background .12s;
}
.mpe-undo-toast__btn:hover { background: rgba(201,168,76,.1); }

/* ============================================================
   RESPONSIVE
============================================================ */
@media (max-width: 1280px) {
  .cards { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 1180px) {
  .grid { grid-template-columns: 1fr; }
  .chart-toggle { grid-column: span 1; }
  .table-panel { grid-column: span 1; }
}

@media (max-width: 1024px) {
  .pricing-grid { grid-template-columns: 1fr; max-width: 440px; margin: 56px auto 0; }
  .compare-wrap { overflow-x: auto; }
  body > nav { padding: 0 24px; }
}

@media (max-width: 980px) {
  .app { grid-template-columns: 1fr; }
  .sidebar { position: relative; height: auto; top: 0; border-right: none; border-bottom: 1px solid var(--line-2); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .steps-grid::before { display: none; }

  .sidebar-toggle {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 6px;
    width: 100%;
    padding: 14px 20px;
    background: transparent;
    border: none;
    border-bottom: 1px solid var(--line);
    cursor: pointer;
  }
  .sidebar-toggle__label {
    font-family: var(--font-display);
    font-size: 15px;
    color: var(--gold);
  }
  .sidebar-toggle__icon {
    color: var(--gold);
    font-size: 12px;
    transition: transform 0.25s ease;
  }
  .sidebar.collapsed .sidebar-content {
    display: none;
  }
}

/* Desktop: sidebar-content always visible regardless of collapsed class */
@media (min-width: 981px) {
  .sidebar-content {
    display: flex;
    flex-direction: column;
  }
}

@media (max-width: 960px) {
  .content-wrap { grid-template-columns: 1fr; }
  .side-nav { display: none; }
  .page-hero, .privacy-inner, .contact-inner { grid-template-columns: 1fr; gap: 40px; }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  body > nav { display: flex; flex-wrap: wrap; justify-content: space-between; padding: 0 20px; }
  .nav-links { display: none; }
  .nav-cta   { display: none; }
  .nav-hamburger { display: flex; }

  /* ── Mobile dropdown when nav-open ─────────────────────── */
  nav.nav-open .nav-links {
    display: flex;
    flex-direction: column;
    order: 10;
    width: 100%;
    padding: 12px 0;
    gap: 0;
    background: var(--surface);
    border-bottom: 1px solid var(--line);
  }
  nav.nav-open .nav-links li { width: 100%; }
  nav.nav-open .nav-links a {
    display: block;
    padding: 12px 20px;
    font-size: 15px;
    border-radius: 0;
  }

  /* Append CTA buttons inside the dropdown */
  nav.nav-open .nav-cta {
    display: flex;
    flex-direction: column;
    order: 11;
    width: 100%;
    padding: 8px 20px 16px;
    gap: 8px;
    background: var(--surface);
    border-bottom: 1px solid var(--line);
  }
  nav.nav-open .nav-cta a {
    width: 100%;
    justify-content: center;
    text-align: center;
  }

  .page-hero { padding: 64px 20px 48px; }

  .section, .how-section .how-inner, .pricing-section,
  .pricing-wrap, .faq-wrap, .page-header, .content-wrap,
  .privacy-section, .values-section, .faq-section,
  .contact-section { padding-left: 20px; padding-right: 20px; }
  .features-grid { grid-template-columns: 1fr; }
  .info-grid { grid-template-columns: 1fr; }
  .chart-explain { grid-template-columns: 1fr; }
  .cta-strip { flex-direction: column; align-items: flex-start; }
  .cta-banner { margin: 0 20px 60px; }
  footer, .site-footer { padding: 32px 20px; }
  .footer-inner { display: flex; flex-direction: column; align-items: flex-start; }
  .footer-meta { justify-self: auto; }
  .footer-links { flex-wrap: wrap; gap: 16px; }

}

@media (max-width: 640px) {
  .input-grid { grid-template-columns: 1fr; }
  .cards { grid-template-columns: 1fr; }
  .panel canvas, .resizable canvas, canvas { height: 240px !important; }
  .main { padding: 16px; }
  .hero-preview .preview-body { grid-template-columns: 1fr; }
  .hero-preview .preview-sidebar { display: none; }
  .steps-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }

  .mpe-row__fields { grid-template-columns: 1fr; }
  .mpe-row__options { flex-wrap: wrap; }

  .capital-table { grid-template-columns: 1fr; gap: 12px 0; }
  .capital-table__header { display: none; }
  .capital-table__row { display: grid; grid-template-columns: 3fr 1fr; gap: 6px; }
  .capital-table__label { grid-column: 1 / -1; }

  .inline-row__input { width: 80px; }
  .inline-row .input-green,
  .inline-row input[type="number"] {
    width: 80px;
    min-width: 80px;
    max-width: 80px;
  }
  .inline-row__right .inline-row__input { width: 50px; }
  .inline-row__right .input-green,
  .inline-row__right input[type="number"] {
    width: 50px;
    min-width: 50px;
    max-width: 50px;
  }
}


/* ── Email Capture (Brevo embed) ─────────────────────────── */
.email-capture {
  padding: 48px 24px;
  text-align: center;
  background: linear-gradient(180deg, var(--void, #0a0a0a) 0%, rgba(201,168,76,0.03) 100%);
  border-top: 1px solid var(--line, rgba(255,255,255,0.04));
  border-bottom: 1px solid var(--line, rgba(255,255,255,0.04));
}

.email-capture-inner {
  max-width: 540px;
  margin: 0 auto;
}

/* Override Brevo widget to match site design system */
.sib-form,
.sib-form * {
  font-family: var(--font-ui) !important;
  box-sizing: border-box;
}

#sib-container.sib-container--large.sib-container--vertical {
  max-width: 540px;
  background: var(--surface, #161b2a) !important;
  border: 1px solid rgba(201,168,76,0.18) !important;
  border-radius: var(--radius, 10px) !important;
  padding: 32px 28px !important;
}

#sib-container .sib-form-block.apex-title p {
  font-family: var(--font-display) !important;
  font-size: 22px !important;
  color: var(--ink-9, #eee) !important;
  margin-bottom: 6px !important;
}

#sib-container .sib-text-form-block p {
  font-size: 13px !important;
  color: var(--ink-5, #888) !important;
  line-height: 1.5 !important;
}

#sib-container .entry__label {
  font-size: 11px !important;
  font-family: var(--font-mono) !important;
  letter-spacing: .06em !important;
  text-transform: uppercase !important;
  color: var(--ink-6, #aaa) !important;
}

#sib-container input.input {
  border-radius: 10px !important;
  border: 1px solid var(--line, rgba(255,255,255,0.08)) !important;
  background: rgba(255,255,255,.04) !important;
  color: var(--ink-9, #eee) !important;
  font-size: 13px !important;
  padding: 10px 14px !important;
}

#sib-container input.input:focus {
  outline: none !important;
  border-color: rgba(201,168,76,.55) !important;
  box-shadow: 0 0 0 2px var(--void, #0a0c12), 0 0 0 4px rgba(201,168,76,.35) !important;
}

#sib-container button.sib-form-block__button {
  background: linear-gradient(135deg, var(--gold, #c9a84c) 0%, #9a7020 100%) !important;
  color: #0c0a05 !important;
  font-family: var(--font-mono) !important;
  font-weight: 800 !important;
  font-size: 11px !important;
  letter-spacing: .08em !important;
  text-transform: uppercase !important;
  border: none !important;
  border-radius: 10px !important;
  padding: 11px 24px !important;
  cursor: pointer !important;
  transition: opacity .15s !important;
}

#sib-container button.sib-form-block__button:hover {
  opacity: 0.88 !important;
}

.sib-form-message-panel {
  border-radius: 10px !important;
  font-size: 12px !important;
}

#error-message .sib-form-message-panel__inner-text,
#success-message .sib-form-message-panel__inner-text {
  font-family: var(--font-mono) !important;
  font-size: 11px !important;
  letter-spacing: .04em !important;
}

/* ── Modal overlay & card ────────────────────────────────── */
.modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(7, 11, 24, .82);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}
.modal-overlay[hidden] {
  display: none;
}

.modal-card {
  position: relative;
  width: 90%;
  max-width: 400px;
  padding: 36px 32px 28px;
  border-radius: 16px;
  border: 1px solid rgba(201,168,76,.12);
  background: linear-gradient(180deg, #111b30 0%, #0d1525 100%);
  box-shadow:
    0 1px 0 0 rgba(255,255,255,.03) inset,
    0 32px 80px rgba(0,0,0,.55),
    0 0 0 1px rgba(0,0,0,.3);
}

.modal-close {
  position: absolute;
  top: 12px;
  right: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.06);
  border-radius: 8px;
  color: var(--ink-3);
  font-size: 16px;
  cursor: pointer;
  line-height: 1;
  padding: 0;
  transition: background .15s, border-color .15s, color .15s;
}
.modal-close:hover {
  background: rgba(255,255,255,.08);
  border-color: rgba(255,255,255,.1);
  color: var(--ink-2);
}

.modal-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  margin: 0 auto 18px;
  border-radius: 14px;
  background: rgba(201,168,76,.06);
  border: 1px solid rgba(201,168,76,.1);
}

.modal-title {
  margin: 0 0 6px;
  font-family: var(--font-display);
  font-size: 19px;
  color: var(--gold-text, var(--gold));
  font-weight: 400;
}

.modal-body {
  margin: 0 0 24px;
  font-family: var(--font-ui);
  font-size: 13.5px;
  color: var(--ink-2);
  line-height: 1.5;
}

.modal-btn-primary {
  display: block;
  width: 100%;
  padding: 12px 0;
  border: none;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--gold), #b8943e);
  color: #0c0c0c;
  font-family: var(--font-mono);
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform .15s, box-shadow .15s, opacity .15s;
}
.modal-btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 4px 20px rgba(201,168,76,.3);
}
.modal-btn-primary:active {
  transform: translateY(0);
}
.modal-btn-primary:disabled {
  opacity: .5;
  cursor: not-allowed;
}

.modal-btn-secondary {
  display: block;
  width: 100%;
  padding: 10px 0;
  margin-top: 8px;
  border: none;
  border-radius: var(--radius);
  background: transparent;
  color: var(--ink-3);
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: .04em;
  cursor: pointer;
  transition: color .15s;
}
.modal-btn-secondary:hover {
  color: var(--ink-2);
}

.modal-footer {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 20px;
  width: 100%;
}

.modal-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.modal-input {
  padding: 12px 14px;
  border-radius: var(--radius);
  border: 1px solid rgba(255,255,255,.08);
  background: rgba(0,0,0,.3);
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 13px;
  letter-spacing: .02em;
  outline: none;
  transition: border-color .15s, box-shadow .15s;
}
.modal-input:focus {
  border-color: rgba(201,168,76,.4);
  box-shadow: 0 0 0 3px rgba(201,168,76,.08);
}
.modal-input.input-error {
  box-shadow: 0 0 0 3px rgba(239,68,68,.1);
}

.modal-input-error {
  margin-top: 6px;
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--rose);
}

.modal-fine-print {
  margin-top: 16px;
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-3);
  text-align: center;
  letter-spacing: .02em;
  line-height: 1.4;
}

/* ============================================================
   SETTINGS MODAL
============================================================ */
#settingsModal .modal-card {
  max-width: 520px;
  max-height: 80vh;
  overflow-y: auto;
}

.settings-section-label {
  font-family: var(--font-mono);
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--gold, #c9a84c);
  margin: 0 0 8px 0;
}
.settings-helper-text {
  font-size: 0.75rem;
  color: var(--ink-4, #888);
  margin: 4px 0 0 0;
  line-height: 1.4;
}

.settings-body {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.settings-section {
  padding-bottom: 16px;
  border-bottom: 1px solid var(--line);
}
.settings-section:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.settings-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 6px 0;
}

.settings-row-label {
  font-family: var(--font-ui);
  font-size: 13px;
  color: var(--ink-2);
}

#settingsBody .input-green {
  width: 140px;
  flex-shrink: 0;
}

.settings-select {
  flex-shrink: 0;
  min-width: 180px;
  padding: 6px 10px;
  border-radius: 6px;
  border: 1px solid rgba(255,255,255,.12);
  background: var(--surface, #1a1a2e);
  color: var(--ink-1, #e2e2e2);
  font-family: var(--font-ui);
  font-size: 12px;
  cursor: pointer;
  appearance: auto;
}
.settings-select:disabled {
  opacity: .45;
  cursor: not-allowed;
}

.pro-badge--inline {
  vertical-align: middle;
  margin-left: 4px;
}

.settings-hint {
  display: block;
  font-size: 0.7rem;
  color: var(--ink-4, #888);
  font-weight: 400;
  margin-top: 2px;
}

.settings-input {
  flex-shrink: 0;
  width: 80px;
  padding: 6px 10px;
  border-radius: 6px;
  border: 1px solid rgba(255,255,255,.12);
  background: var(--surface, #1a1a2e);
  color: var(--ink-1, #e2e2e2);
  font-family: var(--font-ui);
  font-size: 12px;
}

.capital-table__sub-row {
  display: contents;
}

.capital-table__sublabel {
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--ink-4);
  white-space: nowrap;
  padding-left: 8px;
}
.capital-table__basis-btn {
  background: none;
  border: none;
  padding-left: 8px;
  cursor: pointer;
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--ink-4);
  white-space: nowrap;
  transition: color .15s;
}
.capital-table__basis-btn:hover {
  color: var(--gold);
}

.modal-footer .modal-btn-secondary {
  margin-top: 0;
}

/* ── Radio Toggle (segmented control) ─────────────────────── */
.radio-toggle {
  display: flex;
  border-radius: 6px;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.1);
  flex-shrink: 0;
}

.radio-toggle__option {
  cursor: pointer;
  position: relative;
  margin: 0;
}

.radio-toggle__option input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}

.radio-toggle__option span {
  display: block;
  padding: 7px 16px;
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: .04em;
  color: var(--ink-3);
  background: rgba(255,255,255,.03);
  transition: background .15s, color .15s;
  border-right: 1px solid rgba(255,255,255,.08);
  white-space: nowrap;
}

.radio-toggle__option:last-child span {
  border-right: none;
}

.radio-toggle__option:hover span {
  background: rgba(255,255,255,.06);
}

.radio-toggle__option input[type="radio"]:checked + span {
  background: rgba(201,168,76,.12);
  color: var(--gold);
  font-weight: 600;
}

.radio-toggle__option input[type="radio"]:focus-visible + span {
  outline: 2px solid var(--gold);
  outline-offset: -2px;
}

/* Withdrawal order inside settings modal */
.settings-section .withdrawal-order-list {
  margin: 8px 0 4px;
}
.settings-section .withdrawal-order-footnote {
  margin: 4px 0 0;
}

/* ============================================================
   NAV AUTH ELEMENTS
============================================================ */
.nav-auth-link {
  font-size: 13px;
  font-weight: 500;
  color: var(--ink-3);
  text-decoration: none;
  padding: 7px 14px;
  border-radius: var(--radius);
  transition: color .15s, background .15s;
  white-space: nowrap;
}
.nav-auth-link:hover {
  color: var(--ink);
  background: var(--line);
}

.nav-user-menu {
  display: flex;
  align-items: center;
  gap: 8px;
  position: relative;
}

.nav-pro-badge {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
  border: 1px solid rgba(201,168,76,.3);
  border-radius: 4px;
  padding: 2px 6px;
  line-height: 1;
}

.nav-user-btn {
  display: flex;
  align-items: center;
  gap: 6px;
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 6px 12px;
  color: var(--ink-2);
  font-family: var(--font-ui);
  font-size: 12px;
  cursor: pointer;
  transition: background .15s, border-color .15s;
  white-space: nowrap;
  max-width: 200px;
}
.nav-user-btn:hover {
  background: var(--line);
  border-color: var(--line-3);
}
.nav-user-btn span {
  overflow: hidden;
  text-overflow: ellipsis;
}

.nav-user-dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 6px);
  right: 0;
  min-width: 180px;
  background: var(--surface);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  z-index: 300;
  overflow: hidden;
}
.nav-user-dropdown.active {
  display: block;
}
.nav-user-dropdown a {
  display: block;
  padding: 10px 16px;
  font-size: 13px;
  color: var(--ink-3);
  text-decoration: none;
  transition: background .15s, color .15s;
}
.nav-user-dropdown a:hover {
  background: var(--line);
  color: var(--ink);
}

/* ============================================================
   AUTH MODALS (login, set-password)
============================================================ */

/* Auth modals use .active class instead of hidden attr */
#login-modal,
#set-password-modal {
  display: none;
}
#login-modal.active,
#set-password-modal.active {
  display: flex;
}

.modal-subtitle {
  margin: 0 0 20px;
  font-family: var(--font-ui);
  font-size: 13px;
  color: var(--ink-3);
  line-height: 1.5;
}

.auth-form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.auth-label {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--ink-4);
  margin-bottom: -6px;
}

.auth-error {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #e74c3c;
  margin: 0;
}

.auth-success {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #2ecc71;
  margin: 0;
}

.auth-footer-link {
  text-align: center;
  margin-top: 16px;
  font-size: 12px;
}
.auth-footer-link a {
  color: var(--ink-4);
  text-decoration: underline;
  text-underline-offset: 2px;
  transition: color .15s;
}
.auth-footer-link a:hover {
  color: var(--ink-2);
}

/* ── Auth responsive ─────────────────────────────────────── */
@media (max-width: 768px) {
  .nav-auth-link { display: none; }
  .nav-user-menu { display: none !important; }

  nav.nav-open .nav-auth-link {
    display: block;
    padding: 12px 20px;
    font-size: 15px;
    border-radius: 0;
  }
  nav.nav-open .nav-user-menu {
    display: flex !important;
    width: 100%;
    padding: 8px 20px;
    justify-content: flex-start;
  }
  /* Show login/user menu inside mobile dropdown */
  nav.nav-open .nav-cta .nav-auth-link,
  nav.nav-open .nav-cta .nav-user-menu {
    display: flex;
  }
}

/* ============================================================
   UPGRADE MODAL
============================================================ */

#pro-upgrade-modal,
#pdf-upgrade-modal {
  display: none;
}
#pro-upgrade-modal.active,
#pdf-upgrade-modal.active {
  display: flex;
}

.modal-upgrade {
  max-width: 480px;
}

.upgrade-features {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 24px;
}

.upgrade-feature {
  font-family: var(--font-ui);
  font-size: 13px;
  color: var(--ink-3);
  line-height: 1.4;
}

.upgrade-plan-toggle {
  display: flex;
  gap: 10px;
  margin-bottom: 20px;
}

.plan-toggle-btn {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
  padding: 16px 12px;
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--radius);
  background: rgba(0,0,0,.2);
  cursor: pointer;
  transition: border-color .15s, background .15s;
}
.plan-toggle-btn:hover {
  border-color: rgba(255,255,255,.15);
}
.plan-toggle-btn.active {
  border-color: rgba(181,154,94,.6);
  background: rgba(201,168,76,.06);
}

.plan-option-label {
  font-family: var(--font-ui);
  font-size: 1.35rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 4px;
  letter-spacing: -0.02em;
}

.plan-price {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: 0.15rem;
  font-family: var(--font-display);
  font-size: 28px;
  color: var(--ink);
  line-height: 1;
}

.plan-price-unit {
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
  font-weight: 400;
}

.plan-billing-note {
  font-size: 0.8rem;
  color: var(--ink-3);
  margin-top: 0.25rem;
}

.upgrade-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 16px;
}

.upgrade-guarantee {
  text-align: center;
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
  margin: 0;
}
.upgrade-legal {
  font-size: 11px;
  color: var(--ink-3);
  text-align: center;
  margin-top: 8px;
  line-height: 1.5;
}
.upgrade-legal a {
  color: var(--ink-3);
  text-decoration: underline;
}
.upgrade-legal a:hover {
  color: var(--ink-2);
}
.upgrade-coming-soon-notice {
  font-size: 12px;
  color: var(--gold);
  text-align: center;
  border: 1px solid rgba(201, 168, 76, 0.3);
  border-radius: 6px;
  padding: 8px 12px;
  margin: 8px 0 4px;
  background: rgba(201, 168, 76, 0.06);
}

.checkout-success-banner {
  width: 100%;
  padding: 14px 48px 14px 20px;
  background: linear-gradient(135deg, var(--gold), #b8943e);
  color: #0c0c0c;
  font-family: var(--font-ui);
  font-size: 14px;
  text-align: center;
  margin-bottom: 16px;
  border-radius: var(--radius);
  position: relative;
}
.checkout-success-banner__close {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  font-size: 18px;
  line-height: 1;
  color: #0c0c0c;
  cursor: pointer;
  opacity: .6;
  padding: 4px 6px;
}
.checkout-success-banner__close:hover { opacity: 1; }

/* ============================================================
   COMPARE PAGE
============================================================ */

.compare-page {
  max-width: 960px;
  margin: 0 auto;
  padding: 32px 24px 64px;
  min-height: calc(100vh - var(--nav-h));
}
.compare-page--tab { padding-top: 16px; }

.compare-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}
.compare-header h1 {
  font-family: var(--font-display);
  font-size: 24px;
  color: var(--ink);
}
.compare-back-link {
  gap: 6px;
  font-size: 12px;
}

/* ── Empty / loading / error states ──────────────────────── */
.compare-empty,
.compare-loading,
.compare-error {
  text-align: center;
  padding: 80px 20px;
  color: var(--ink-3);
  font-family: var(--font-ui);
  font-size: 14px;
}
.compare-empty a,
.compare-error a {
  display: inline-flex;
  margin-top: 16px;
}

/* ── Scenario selectors bar ──────────────────────────────── */
.compare-selectors {
  display: flex;
  align-items: flex-end;
  gap: 16px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}
.compare-selectors[hidden] { display: none; }
.compare-selector {
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex: 1;
  min-width: 160px;
}
.compare-selector__label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--ink-4);
  font-weight: 600;
}
.compare-selector__select {
  padding: 8px 10px;
  border-radius: 6px;
  border: 1px solid var(--line-2);
  background: var(--base);
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 13px;
  cursor: pointer;
}
.compare-selector__select option {
  background: var(--base);
  color: var(--ink);
}
.compare-selector__select:focus {
  border-color: rgba(201,168,76,.4);
  outline: none;
  box-shadow: 0 0 0 2px rgba(201,168,76,.1);
}
.compare-vs {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-4);
  letter-spacing: .05em;
  text-transform: uppercase;
  padding-bottom: 10px;
  flex-shrink: 0;
}
.compare-btn {
  padding: 8px 20px;
  flex-shrink: 0;
}

/* ── Metrics table ───────────────────────────────────────── */
.compare-metrics-panel {
  margin-bottom: 16px;
}
.compare-metrics-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-ui);
  font-size: 13px;
}
.compare-metrics-table th,
.compare-metrics-table td {
  padding: 10px 12px;
  text-align: left;
  vertical-align: baseline;
}
.compare-metrics-table th {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--ink-4);
  font-weight: 600;
  border-bottom: 1px solid var(--line-2);
}
.compare-th-name {
  display: block;
  font-size: 10px;
  font-weight: 400;
  text-transform: none;
  letter-spacing: normal;
  opacity: .65;
  margin-top: 2px;
}
.compare-metrics-table td {
  border-bottom: 1px solid var(--line);
  color: var(--ink-2);
}
/* Column 1 — Metric label: right-align so labels sit next to values */
.compare-metrics-table th:first-child,
.compare-metrics-table td:first-child {
  text-align: right;
  font-weight: 500;
  color: var(--ink);
}
/* Columns 2 & 3 — Scenario A / B: left-align */
.compare-metrics-table th:nth-child(2),
.compare-metrics-table td:nth-child(2),
.compare-metrics-table th:nth-child(3),
.compare-metrics-table td:nth-child(3) {
  text-align: left;
}
/* Column 4 — Delta: right-align */
.compare-metrics-table th:nth-child(4),
.compare-metrics-table td:nth-child(4) {
  text-align: right;
}
.compare-metrics-table tr:last-child td {
  border-bottom: none;
}

/* Delta indicators */
.delta-positive {
  color: var(--emerald) !important;
  font-weight: 600;
}
.delta-negative {
  color: var(--rose) !important;
  font-weight: 600;
}
.delta-opt {
  color: #38bdf8 !important;
  font-weight: 600;
}
.delta-roth {
  color: #34d399 !important;
  font-weight: 600;
}

/* ── Chart panels ────────────────────────────────────────── */
.compare-chart-panel {
  margin-bottom: 16px;
  min-height: 340px;
  position: relative;
  transition: border-color .16s, box-shadow .16s;
}
.compare-chart-panel:hover {
  border-color: rgba(201,168,76,.25);
  box-shadow: 0 2px 16px rgba(201,168,76,.08);
}
.compare-chart-panel canvas {
  height: 290px !important;
}

/* ── Chart expand button ─────────────────────────────────── */
.chart-expand-btn {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 30px;
  height: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line-2);
  border-radius: 6px;
  color: var(--ink-4);
  cursor: pointer;
  opacity: 0;
  transition: opacity .15s, background .15s, color .15s, border-color .15s;
  z-index: 5;
}
.compare-chart-panel:hover .chart-expand-btn,
.panel.resizable:hover .chart-expand-btn,
.stress-chart-panel:hover .chart-expand-btn {
  opacity: 1;
}
.chart-expand-btn:hover {
  background: rgba(201,168,76,.12);
  border-color: rgba(201,168,76,.3);
  color: var(--gold);
}

/* ── Chart lightbox ──────────────────────────────────────── */
.chart-lightbox {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 1000;
  align-items: center;
  justify-content: center;
  background: rgba(4,6,15,.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}
.chart-lightbox.active {
  display: flex;
}
.chart-lightbox__card {
  position: relative;
  width: 92vw;
  max-width: 1200px;
  height: 80vh;
  max-height: 720px;
  background: var(--surface);
  border: 1px solid var(--line-2);
  border-radius: var(--radius-lg);
  padding: 24px;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-lg);
}
.chart-lightbox__close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: 6px;
  color: var(--ink-3);
  font-size: 18px;
  cursor: pointer;
  transition: background .15s, border-color .15s, color .15s;
  z-index: 2;
}
.chart-lightbox__close:hover {
  background: rgba(255,255,255,.08);
  border-color: rgba(255,255,255,.15);
  color: var(--ink);
}
.chart-lightbox__title {
  font-family: var(--font-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--ink-4);
  font-weight: 600;
  margin-bottom: 12px;
  flex-shrink: 0;
}
.chart-lightbox__body {
  flex: 1;
  min-height: 0;
  position: relative;
}
.chart-lightbox__body canvas {
  width: 100% !important;
  height: 100% !important;
  max-height: none !important;
}

/* ── Compare button in scenario bar ──────────────────────── */
.scenario-btn--compare {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: 2px;
  align-self: flex-start;
  color: var(--gold);
  border-color: rgba(201, 168, 76, 0.3);
}
.scenario-btn--compare:hover:not(:disabled) {
  background: rgba(201, 168, 76, 0.08);
  border-color: rgba(201, 168, 76, 0.4);
}

/* ── Compare picker modal ────────────────────────────────── */
#compare-picker-modal {
  display: none;
}
#compare-picker-modal.active {
  display: flex;
}
.compare-picker-modal {
  max-width: 420px;
}
.compare-picker-fields {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 20px;
}
.compare-picker-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.compare-picker-field select.modal-input {
  cursor: pointer;
  background: var(--base);
  color: var(--ink);
}
.compare-picker-field select.modal-input option {
  background: var(--base);
  color: var(--ink);
}

/* ── Compare page responsive ─────────────────────────────── */
@media (max-width: 768px) {
  .compare-page {
    padding: 20px 16px 48px;
  }
  .compare-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }
  .compare-selectors {
    flex-direction: column;
    align-items: stretch;
  }
  .compare-vs {
    text-align: center;
    padding-bottom: 0;
  }
  .compare-btn {
    width: 100%;
    justify-content: center;
  }
  .compare-metrics-table {
    font-size: 12px;
  }
  .compare-metrics-table th,
  .compare-metrics-table td {
    padding: 8px 8px;
  }
  .compare-chart-panel canvas {
    height: 240px !important;
  }
  .chart-lightbox__card {
    width: 96vw;
    height: 70vh;
    padding: 16px;
  }
  .chart-expand-btn {
    opacity: 1;
  }
}

/* ── Compare mode toggle ─────────────────────────────────── */
.compare-mode-toggle {
  display: inline-flex;
  background: var(--surface-2, var(--surface));
  border: 1px solid var(--line-2);
  border-radius: 8px;
  padding: 3px;
  margin-bottom: 20px;
  gap: 2px;
}
.compare-mode-toggle[hidden] { display: none; }
.compare-mode-btn {
  padding: 7px 18px;
  border-radius: 6px;
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all .15s ease;
  background: transparent;
  color: var(--ink-4);
}
.compare-mode-btn--active {
  background: var(--surface);
  color: var(--ink-2);
  box-shadow: 0 1px 4px rgba(0,0,0,.4);
  border-color: var(--line-2);
}
.compare-mode-btn--strategy.compare-mode-btn--active {
  background: linear-gradient(135deg, rgba(201,168,76,.18), rgba(201,168,76,.07));
  color: var(--gold-2, #e8d08a);
  border-color: rgba(201,168,76,.3);
}

/* ── Strategy mode info chip ─────────────────────────────── */
.compare-strategy-info {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 9px 13px;
  margin-bottom: 16px;
  border-radius: 6px;
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  letter-spacing: .04em;
}

/* ── Strategy A fixed display ────────────────────────────── */
.compare-strategy-fixed {
  display: flex;
  align-items: center;
  height: 42px;
  padding: 0 12px;
  background: var(--surface-2, var(--surface));
  border: 1px solid var(--line-2);
  border-radius: 6px;
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-4);
  min-width: 220px;
}

/* ── Detail table toggle ─────────────────────────────────── */
.compare-detail-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 0 0;
  cursor: pointer;
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .10em;
  text-transform: uppercase;
  color: var(--ink-4);
  user-select: none;
}
.compare-detail-arrow {
  font-size: 10px;
  transition: transform .2s ease;
}
.compare-detail-toggle.open .compare-detail-arrow {
  transform: rotate(180deg);
}
#compare-detail-panel { min-height: auto; }
#strategy-detail-panel { min-height: auto; }
.strategy-detail-roth-label { color: #34d399; }
.compare-metrics-context {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
  margin: -4px 0 12px;
  line-height: 1.5;
}
/* ── Roth Conversion Analyzer ──────────────────────────── */
/* Strategy compare toggle */
.strategy-compare-toggle {
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink-3);
  font-family: var(--font-ui);
  font-size: 12px;
  padding: 8px 14px;
  cursor: pointer;
  width: 100%;
  text-align: left;
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: color .15s, border-color .15s;
  margin-bottom: 2px;
}
.strategy-compare-toggle:hover { color: var(--gold); border-color: var(--gold); }
.strategy-compare-arrow { font-size: 10px; }
.strategy-compare-body { padding-top: 14px; }
.strategy-compare-body[hidden] { display: none !important; }
.strategy-use-row {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 4px;
}
.strategy-use-hint {
  font-family: var(--font-ui);
  font-size: 11px;
  color: var(--ink-4);
}
.rca-panel { min-height: auto; }
.rca-loading { font-family: var(--font-ui); font-size: 12px; color: var(--ink-4); }

.rca-opportunity {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
@media (max-width: 680px) { .rca-opportunity { grid-template-columns: 1fr; } }

.rca-verdict {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 14px 16px;
  border-radius: var(--radius);
  border: 1px solid var(--line-2);
}
.rca-verdict-label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--ink-4);
}
.rca-verdict-text {
  font-family: var(--font-ui);
  font-size: 13px;
  font-weight: 600;
  line-height: 1.4;
}
.rca-verdict--strong  { background: rgba(52,211,153,.07);  border-color: rgba(52,211,153,.25); }
.rca-verdict--strong .rca-verdict-text  { color: var(--emerald); }
.rca-verdict--moderate { background: rgba(251,191,36,.07); border-color: rgba(251,191,36,.25); }
.rca-verdict--moderate .rca-verdict-text { color: var(--gold-2); }
.rca-verdict--weak    { background: rgba(251,113,133,.07); border-color: rgba(251,113,133,.20); }
.rca-verdict--weak .rca-verdict-text    { color: var(--rose); }
.rca-verdict--neutral { background: var(--surface-2); border-color: var(--line); }
.rca-verdict--neutral .rca-verdict-text { color: var(--ink-3); }
.rca-verdict-breakeven {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 500;
  color: var(--emerald);
  margin-top: 6px;
  display: block;
}
.rca-verdict-breakeven--none {
  color: var(--rose);
}

.rca-table { width: 100%; border-collapse: collapse; table-layout: fixed; }
.rca-table tr { border-bottom: 1px solid var(--line); }
.rca-table tr:last-child { border-bottom: none; }
.rca-table td { padding: 7px 0; vertical-align: middle; }
.rca-table td:first-child { width: 65%; text-align: left; }
.rca-table td:last-child  { width: 35%; text-align: right; }
.rca-table-label { font-family: var(--font-ui); font-size: 12px; color: var(--ink-3); }
.rca-table-val { font-family: var(--font-mono); font-size: 12px; color: var(--ink); text-align: right; font-weight: 500; }




/* ── Strategy nudge banner ── */
.strategy-nudge-banner {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px;
  background: rgba(201,168,76,.08);
  border: 1px solid rgba(201,168,76,.25);
  border-radius: var(--radius);
  margin-bottom: 12px;
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
  flex-wrap: wrap;
}
.strategy-nudge-banner[hidden] { display: none !important; }
.nudge-icon { color: var(--gold); font-size: 14px; flex-shrink: 0; }
.nudge-text { flex: 1; line-height: 1.5; }
.nudge-text strong { color: var(--gold); }
.nudge-cta {
  background: var(--gold);
  color: #0c0a05;
  border: none;
  border-radius: var(--radius);
  padding: 5px 12px;
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 600;
  cursor: pointer;
  white-space: nowrap;
  flex-shrink: 0;
}
.nudge-cta:hover { opacity: .85; }
.nudge-dismiss {
  background: transparent;
  border: none;
  color: var(--ink-4);
  font-size: 16px;
  cursor: pointer;
  padding: 0 4px;
  line-height: 1;
  flex-shrink: 0;
}
.nudge-dismiss:hover { color: var(--ink-2); }

/* Active strategy projection banner */
.active-strategy-proj-banner {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 16px;
  background: rgba(201,168,76,.06);
  border: 1px solid rgba(201,168,76,.20);
  border-radius: var(--radius);
  margin-bottom: 12px;
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-3);
}
.active-strategy-proj-banner[hidden] { display: none !important; }
.asp-icon { color: var(--gold); font-size: 13px; flex-shrink: 0; }
.asp-text { flex: 1; }
.asp-text strong { color: var(--gold); font-weight: 600; }
.asp-reset {
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink-4);
  font-family: var(--font-ui);
  font-size: 11px;
  padding: 4px 10px;
  cursor: pointer;
  white-space: nowrap;
}
.asp-reset:hover { color: var(--ink-2); border-color: var(--ink-3); }

/* Three-column strategy table */
.strategy-three-col th:nth-child(2),
.strategy-three-col td:nth-child(2) { color: var(--ink-2); }
.strategy-three-col th:nth-child(3) span.pro-badge,
.strategy-three-col th:nth-child(4) span.pro-badge { vertical-align: middle; margin-left: 3px; }

/* Column header accent colors */
.strategy-three-col th:nth-child(3) { color: #38bdf8; }
.strategy-three-col th:nth-child(4) { color: #34d399; }

/* ── Recommendation panel ── */
.rec-winner-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 3px 10px;
  border-radius: var(--radius);
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.rec-badge--roth { background: rgba(52,211,153,.10); color: #34d399; border: 1px solid rgba(52,211,153,.25); }
.rec-badge--opt  { background: rgba(56,189,248,.12); color: #38bdf8; border: 1px solid rgba(56,189,248,.25); }
.rec-winner-dot  { width: 6px; height: 6px; border-radius: 50%; background: currentColor; flex-shrink: 0; }

.rec-verdict-text {
  font-family: var(--font-ui);
  font-size: 14px;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.4;
  margin-bottom: 14px;
}

.rec-strat-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 12px;
}
@media (max-width: 600px) { .rec-strat-cards { grid-template-columns: 1fr; } }

.rec-strat-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px 14px;
  background: var(--surface-2);
  position: relative;
}
.rec-strat-card--winner     { border-color: rgba(52,211,153,.35); }
.rec-strat-card--winner-opt { border-color: rgba(56,189,248,.35); }

.rec-ribbon {
  position: absolute;
  top: -1px; right: 10px;
  background: #34d399;
  color: #052e16;
  font-family: var(--font-mono);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 2px 7px;
  border-radius: 0 0 4px 4px;
}
.rec-ribbon--opt { background: #38bdf8; }

.rec-strat-name {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.rec-strat-name--roth { color: #34d399; }
.rec-strat-name--opt  { color: #38bdf8; }

.rec-stat { margin-bottom: 8px; }
.rec-stat:last-child { margin-bottom: 0; }
.rec-stat-val {
  font-family: var(--font-mono);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.2;
}
.rec-stat-val--roth { color: #34d399; }
.rec-stat-val--blue { color: #38bdf8; }
.rec-stat-val--dim  { color: var(--ink-3); font-size: 12px; }
.rec-stat-label {
  font-family: var(--font-ui);
  font-size: 10px;
  color: var(--ink-4);
  margin-top: 1px;
}

.rec-sentence {
  font-family: var(--font-ui);
  font-size: 12px;
  color: var(--ink-2);
  line-height: 1.6;
  padding: 10px 12px;
  border-radius: var(--radius);
  border-left: 2px solid #34d399;
  background: var(--surface-2);
  margin-bottom: 14px;
}
.rec-sentence--opt { border-left-color: #38bdf8; }
.rec-sentence strong { color: #34d399; }
.rec-sentence--opt strong { color: #38bdf8; }

.rec-cta-row {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 14px;
}
.rec-btn-primary {
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 700;
  border: none;
  border-radius: var(--radius);
  padding: 9px 16px;
  cursor: pointer;
  white-space: nowrap;
  transition: opacity .15s;
}
.rec-btn-primary:hover { opacity: .85; }
.rec-btn-primary--roth { background: #34d399; color: #052e16; }
.rec-btn-primary--opt  { background: #38bdf8; color: #0c0a05; }
.rec-btn-secondary {
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 500;
  background: transparent;
  color: var(--ink-3);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 8px 14px;
  cursor: pointer;
  white-space: nowrap;
  transition: opacity .15s;
}
.rec-btn-secondary:hover { color: var(--ink); border-color: var(--line-2); }

.rec-detail-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  padding-top: 12px;
  border-top: 1px solid var(--line);
}
.rec-detail-kv { font-size: 11px; }
.rec-detail-k  { color: var(--ink-4); }
.rec-detail-v  { color: var(--ink-3); margin-left: 4px; }
.compare-detail-wrap {
  display: none;
  margin-top: 12px;
}
.compare-detail-wrap.open {
  display: block;
}

/* ── Detail table ────────────────────────────────────────── */
.compare-detail-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-mono);
  font-size: 10px;
}
.compare-detail-table th {
  font-size: 7.5px;
  letter-spacing: .10em;
  text-transform: uppercase;
  color: var(--ink-4);
  padding: 5px 10px;
  text-align: right;
  border-bottom: 1px solid var(--line-2);
  font-weight: 400;
  white-space: nowrap;
}
.compare-detail-table th:first-child,
.compare-detail-table th:nth-child(2) { text-align: center; }
.compare-detail-header-group th {
  font-size: 8px;
  letter-spacing: .14em;
  color: var(--ink-3);
  border-bottom: none;
  padding-bottom: 0;
  text-align: center;
}
.compare-detail-header-group th:nth-child(1) {
  border-bottom: none;
}
.compare-detail-header-group th:nth-child(2) {
  border-left: 2px solid var(--line-2);
  border-bottom: 2px solid var(--gold);
  padding: 6px 10px 5px;
}
.compare-detail-header-group th:nth-child(3) {
  border-left: 2px solid var(--line-2);
  border-bottom: 2px solid #34d399;
  padding: 6px 10px 5px;
}
.compare-detail-header-group th:nth-child(4) {
  border-left: 2px solid var(--line-2);
  border-bottom: 2px solid rgba(52,211,153,.3);
  padding: 6px 10px 5px;
}
.compare-detail-table td {
  padding: 5px 10px;
  text-align: right;
  border-bottom: 1px solid var(--line);
  color: var(--ink-3);
}
.compare-detail-table td:first-child,
.compare-detail-table td:nth-child(2) { text-align: center; color: var(--ink-4); }
.compare-detail-a        { color: var(--gold-2, #e8d08a); }
.compare-detail-b        { color: #34d399; }
.compare-detail-conv-amt { color: #34d399; font-weight: 600; }
.compare-detail-noconv   { color: var(--ink-4); }
.compare-detail-conv td {
  background: rgba(201,168,76,.04);
}
.compare-detail-note {
  font-family: var(--font-mono);
  font-size: 8px;
  color: var(--ink-4);
  margin-top: 10px;
  padding-top: 8px;
  border-top: 1px solid var(--line);
}

/* ── Compare strategies link (in Portfolio sidebar) ─ */
.compare-strategies-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-top: 8px;
  padding: 4px 0;
  background: none;
  border: none;
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 500;
  letter-spacing: .06em;
  color: var(--gold, #c9a84c);
  cursor: pointer;
  text-decoration: none;
  transition: opacity .15s;
}
.compare-strategies-link:hover { opacity: .75; }
.active-strategy-badge[hidden] { display: none; }
.active-strategy-badge {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 4px;
  margin-top: 6px;
  padding: 6px 8px;
  background: rgba(201, 168, 76, 0.08);
  border: 1px solid rgba(201, 168, 76, 0.25);
  border-radius: 4px;
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .04em;
  color: var(--gold, #c9a84c);
  line-height: 1.5;
}
.strategy-badge-icon { flex-shrink: 0; }
.reset-strategy-link {
  background: none;
  border: none;
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--gold, #c9a84c);
  cursor: pointer;
  text-decoration: underline;
  padding: 0;
  opacity: 0.7;
}
.reset-strategy-link:hover { opacity: 1; }
.use-strategy-btn {
  align-self: flex-end;
  margin-top: 8px;
  padding: 7px 14px;
  background: rgba(201, 168, 76, 0.12);
  border: 1px solid rgba(201, 168, 76, 0.4);
  border-radius: 4px;
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .06em;
  color: var(--gold, #c9a84c);
  cursor: pointer;
  transition: background .15s, border-color .15s;
  white-space: nowrap;
}
.use-strategy-btn:hover {
  background: rgba(201, 168, 76, 0.22);
  border-color: rgba(201, 168, 76, 0.65);
}
.strategy-methodology-note {
  width: 100%;
  margin: 6px 0 0;
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .04em;
  color: var(--muted, rgba(255,255,255,0.35));
  line-height: 1.5;
}
.strategy-methodology-link {
  color: var(--muted, rgba(255,255,255,0.35));
  text-decoration: underline;
}
.strategy-methodology-link:hover {
  color: var(--gold);
}

/* ============================================================
   Stress Test Page
============================================================ */
.stress-page {
  max-width: 960px;
  margin: 0 auto;
  padding: 32px 24px 64px;
  min-height: calc(100vh - var(--nav-h));
}
.stress-page--tab { padding-top: 16px; }
.stress-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 28px;
}
.stress-header h1 {
  font-family: var(--font-display);
  font-size: 24px;
  color: var(--ink);
}
.stress-back-link {
  gap: 6px;
  font-size: 12px;
}
.stress-empty,
.stress-loading,
.stress-error {
  text-align: center;
  padding: 80px 20px;
  color: var(--ink-3);
  font-family: var(--font-ui);
  font-size: 14px;
}
.stress-empty a,
.stress-error a {
  display: inline-flex;
  margin-top: 16px;
}

/* Selector row */
.stress-selector {
  display: flex;
  align-items: flex-end;
  gap: 16px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}
.stress-selector__field {
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex: 1;
  min-width: 160px;
}
.stress-selector__label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--ink-4);
  font-weight: 600;
}
.stress-selector__select {
  padding: 8px 10px;
  border-radius: 6px;
  border: 1px solid var(--line-2);
  background: var(--surface);
  color: var(--ink);
  font-family: var(--font-ui);
  font-size: 13px;
  cursor: pointer;
}
.stress-selector__select:focus {
  border-color: rgba(201,168,76,.4);
  outline: none;
  box-shadow: 0 0 0 2px rgba(201,168,76,.1);
}
.stress-run-btn {
  padding: 8px 20px;
  flex-shrink: 0;
}

/* Stress controls panel */
.stress-panel {
  min-height: auto;
  margin-bottom: 16px;
}
.stress-presets {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
}
.stress-preset-btn {
  padding: 6px 14px;
  border-radius: 20px;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--ink-4);
  font-family: var(--font-mono);
  font-size: 11px;
  cursor: pointer;
  transition: background .16s, color .16s, border-color .16s;
}
.stress-preset-btn:hover {
  border-color: var(--line-2);
  color: var(--ink-3);
}
.stress-preset-btn.active {
  background: rgba(201,168,76,.12);
  color: var(--gold);
  border-color: rgba(201,168,76,.4);
}
.stress-custom-label {
  display: block;
  margin-top: 6px;
  font-family: var(--font-mono);
  font-size: 10px;
  font-style: italic;
  color: var(--gold-text, var(--gold));
}
.stress-controls-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 14px;
}
.stress-steppers {
  display: flex;
  gap: 24px;
}
.stress-stepper {
  display: flex;
  align-items: center;
  gap: 6px;
}
.stress-stepper label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
}
.stress-step-btn {
  width: 28px;
  height: 28px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 6px;
  font-family: var(--font-mono);
  font-size: 14px;
  color: var(--ink-3);
  cursor: pointer;
  transition: border-color .12s, color .12s;
}
.stress-step-btn:hover:not(:disabled) {
  border-color: var(--gold);
  color: var(--gold);
}
.stress-step-btn:disabled {
  opacity: .3;
  pointer-events: none;
}
.stress-step-value {
  font-family: var(--font-mono);
  font-size: 12px;
  color: var(--ink-2);
  min-width: 44px;
  text-align: center;
  display: inline-block;
}
.stress-step-input {
  width: 48px;
  text-align: center;
  background: var(--color-deep, #1a1e2e);
  border: 1px solid var(--border-subtle, rgba(255,255,255,0.12));
  border-radius: 4px;
  color: var(--text-primary, #e8eaf0);
  font-family: var(--font-mono);
  font-size: 13px;
  padding: 2px 4px;
  -moz-appearance: textfield;
}
.stress-step-input::-webkit-outer-spin-button,
.stress-step-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}
.stress-step-input:focus {
  outline: 1px solid var(--gold, #c9a84c);
  border-color: var(--gold, #c9a84c);
}
.stress-step-unit {
  font-family: var(--font-mono);
  font-size: 13px;
  color: var(--text-muted, #8a8f9e);
}
/* Summary cards */
.stress-summary-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 16px 0;
  position: sticky;
  top: var(--nav-h, 64px);
  z-index: 20;
  background: var(--deep);
  padding: 12px 0;
}
.stress-summary-cards::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--line);
  opacity: 0;
  transition: opacity .2s;
}
.stress-summary-cards.stuck::after {
  opacity: 1;
}
.stress-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 16px;
}
.stress-card__label {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
}
.stress-card__value {
  font-family: var(--font-display);
  font-size: 22px;
  color: var(--ink);
  display: block;
  margin-top: 6px;
}
.stress-card__delta {
  font-family: var(--font-mono);
  font-size: 11px;
  display: block;
  margin-top: 4px;
  color: var(--ink-3);
}
.stress-card__delta--negative {
  color: var(--red);
}
.stress-card__delta--positive {
  color: var(--emerald);
}

/* Milestones table */
.stress-milestones-panel {
  min-height: auto;
  margin-bottom: 16px;
}
.stress-milestones-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-ui);
  font-size: 13px;
}
.stress-milestones-table th,
.stress-milestones-table td {
  padding: 10px 12px;
  text-align: left;
  vertical-align: baseline;
}
.stress-milestones-table th {
  font-family: var(--font-mono);
  font-size: 9px;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: var(--ink-4);
  font-weight: 600;
  border-bottom: 1px solid var(--line-2);
}
.stress-milestones-table td {
  border-bottom: 1px solid var(--line);
  color: var(--ink-2);
}
.stress-milestones-table th:first-child,
.stress-milestones-table td:first-child {
  font-weight: 500;
  color: var(--ink);
}
.stress-milestones-table th:last-child,
.stress-milestones-table td:last-child {
  text-align: right;
}
.stress-milestones-table tr:last-child td {
  border-bottom: none;
}

/* Chart panels */
.stress-chart-panel {
  margin-bottom: 16px;
  min-height: 340px;
  position: relative;
  transition: border-color .16s, box-shadow .16s;
}
.stress-chart-panel:hover {
  border-color: rgba(201,168,76,.25);
  box-shadow: 0 2px 16px rgba(201,168,76,.08);
}
.stress-chart-panel canvas {
  height: 290px !important;
}
.stress-chart-panel:hover .chart-expand-btn {
  opacity: 1;
}

/* Stress picker modal (dashboard) */
#stress-picker-modal {
  display: none;
}
#stress-picker-modal.active {
  display: flex;
}
.stress-picker-modal {
  max-width: 420px;
}
.stress-picker-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.stress-picker-field select.modal-input {
  cursor: pointer;
}

/* Stress button in scenario bar */
.scenario-btn--strategies {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  align-self: flex-start;
  color: var(--gold);
  border-color: rgba(201, 168, 76, 0.3);
}
.scenario-btn--strategies:hover {
  background: rgba(201, 168, 76, 0.08);
}
.scenario-btn--stress {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: 2px;
  align-self: flex-start;
  color: var(--gold);
  border-color: rgba(201, 168, 76, 0.3);
}
.scenario-btn--stress:hover:not(:disabled) {
  background: rgba(201, 168, 76, 0.08);
  border-color: rgba(201, 168, 76, 0.4);
}

/* ── Stress page responsive ──────────────────────────────── */
@media (max-width: 768px) {
  .stress-page {
    padding: 20px 16px 48px;
  }
  .stress-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }
  .stress-selector {
    flex-direction: column;
    align-items: stretch;
  }
  .stress-run-btn {
    width: 100%;
    justify-content: center;
  }
  .stress-milestones-table {
    font-size: 12px;
  }
  .stress-milestones-table th,
  .stress-milestones-table td {
    padding: 8px 8px;
  }
  .stress-chart-panel canvas {
    height: 240px !important;
  }
}
@media (max-width: 640px) {
  .stress-summary-cards {
    grid-template-columns: repeat(2, 1fr);
  }
  .stress-controls-row {
    flex-direction: column;
    align-items: flex-start;
  }
  .stress-steppers {
    flex-direction: column;
    gap: 12px;
    width: 100%;
  }
}

/* ── Market Disruption ─────────────────────────── */
.shock-desc {
  font-size: 11px;
  color: var(--ink-4);
  line-height: 1.6;
  margin-top: 6px;
}
.shock-source {
  font-family: var(--font-mono);
  font-size: 8px;
  letter-spacing: .03em;
  color: var(--ink-4);
  opacity: .6;
  line-height: 1.5;
  margin-top: 4px;
}
.shock-templates {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-bottom: 12px;
  margin-top: 14px;
}
.shock-template-chip {
  padding: 3px 8px;
  border: 1px solid rgba(201,168,76,.25);
  border-radius: 10px;
  background: rgba(201,168,76,.06);
  color: var(--ink-3);
  font-family: var(--font-mono);
  font-size: 9px;
  letter-spacing: .04em;
  cursor: pointer;
  transition: background .12s, color .12s, border-color .12s;
}
.shock-template-chip:hover {
  background: rgba(201,168,76,.14);
  color: var(--gold);
  border-color: rgba(201,168,76,.4);
}
.shock-template-chip.used {
  opacity: .35;
  cursor: default;
  pointer-events: none;
}
.shock-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.shock-row {
  border: 1px solid var(--line-2);
  border-radius: 8px;
  background: rgba(255,255,255,.02);
  padding: 12px 14px;
  transition: border-color .15s;
}
.shock-row:hover {
  border-color: rgba(201,168,76,.25);
}
.shock-row__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 10px;
}
.shock-row__name {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
}
.shock-row__name-input {
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: var(--gold-text, var(--gold));
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line-2);
  border-radius: 4px;
  padding: 3px 6px;
  width: 180px;
}
.shock-row__name-input:focus {
  outline: none;
  border-color: rgba(201,168,76,.4);
}
.shock-row__header-actions {
  display: flex;
  align-items: center;
  gap: 6px;
}
.shock-row__label-toggle {
  background: transparent;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  color: var(--ink-4);
  cursor: pointer;
  padding: 3px 5px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: color .15s, border-color .15s;
}
.shock-row__label-toggle:hover { color: var(--gold); border-color: var(--gold); }
.shock-row__label-toggle.active { color: var(--gold); border-color: var(--gold); }
.shock-row__label-toggle:not(.active) { opacity: .45; }
.shock-row__remove {
  background: none;
  border: none;
  color: var(--ink-4);
  cursor: pointer;
  font-size: 16px;
  line-height: 1;
  padding: 2px 4px;
  border-radius: 4px;
  transition: color .12s, background .12s;
}
.shock-row__remove:hover {
  color: #ef4444;
  background: rgba(239,68,68,.1);
}
.shock-row__fields {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr 1fr;
  gap: 8px;
}
.shock-field {
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.shock-field label {
  font-family: var(--font-mono);
  font-size: 8px;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--ink-4);
}
.shock-field input {
  background: rgba(255,255,255,.04);
  border: 1px solid var(--line-2);
  border-radius: 6px;
  color: var(--ink);
  font-family: var(--font-mono);
  font-size: 12px;
  padding: 6px 8px;
  text-align: right;
  width: 100%;
}
.shock-field input:focus {
  outline: none;
  border-color: rgba(201,168,76,.4);
}
.shock-field .field-unit {
  font-size: 9px;
  color: var(--ink-4);
  text-align: right;
}
.shock-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 10px;
}
.shock-add-btn {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: .06em;
  color: var(--ink-3);
  background: none;
  border: 1px dashed var(--line-2);
  border-radius: 6px;
  padding: 6px 12px;
  cursor: pointer;
  transition: color .12s, border-color .12s;
}
.shock-add-btn:hover {
  color: var(--gold);
  border-color: rgba(201,168,76,.4);
}
.shock-count {
  font-family: var(--font-mono);
  font-size: 9px;
  color: var(--ink-4);
  letter-spacing: .04em;
}

/* ============================================================
   ONBOARDING QUICK SETUP MODAL
============================================================ */
#onboarding-modal {
  display: none;
  background: rgba(4,6,15,.93);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  align-items: flex-start;
  justify-content: center;
  padding: 0;
}
#onboarding-modal.active {
  display: flex;
}

.ob-overlay-inner {
  width: 100%;
  height: 100%;
  overflow-y: auto;
  display: flex;
  justify-content: center;
  padding: 32px 24px 48px;
}

.ob-wrapper {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 560px;
}

/* ── Logo ──────────────────────────────────────────── */
.ob-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 36px;
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--ink);
}
.ob-logo em { font-style: italic; color: var(--gold); }

/* ── Progress Track ────────────────────────────────── */
.ob-progress-track {
  display: flex;
  align-items: center;
  margin-bottom: 32px;
}
.ob-progress-step {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-shrink: 0;
}
.ob-step-dot {
  width: 26px; height: 26px;
  border-radius: 50%;
  border: 1.5px solid var(--line-2);
  background: var(--deep);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  font-weight: 600;
  color: var(--ink-4);
  font-family: var(--font-mono);
  transition: all .3s ease;
  flex-shrink: 0;
}
.ob-step-dot.active {
  border-color: var(--gold);
  background: var(--gold-dim);
  color: var(--ink-1);
  box-shadow: 0 0 14px rgba(201,168,76,.25);
}
.ob-step-dot.complete {
  border-color: var(--gold);
  background: var(--gold);
  color: var(--void);
}
.ob-step-label {
  font-size: 10px;
  color: var(--ink-4);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .07em;
  white-space: nowrap;
  transition: color .3s;
}
.ob-progress-step.active .ob-step-label  { color: var(--gold); }
.ob-progress-step.complete .ob-step-label { color: var(--ink-3); }
.ob-step-connector {
  flex: 1;
  height: 1px;
  background: var(--line-2);
  margin: 0 6px;
  position: relative;
  overflow: hidden;
  min-width: 8px;
}
.ob-step-connector::after {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 0%;
  background: var(--gold);
  transition: width .4s ease;
}
.ob-step-connector.filled::after { width: 100%; }

/* ── Card ──────────────────────────────────────────── */
.ob-card {
  position: relative;
  background: var(--deep);
  border: 1px solid var(--line-2);
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  overflow: hidden;
}
.ob-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-glow), transparent);
}

/* ── Step Panels ───────────────────────────────────── */
.ob-step-panel { display: none; }
.ob-step-panel.active { display: block; animation: obFadeUp .3s ease; }

@keyframes obFadeUp {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes obFadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

/* ── Typography ────────────────────────────────────── */
.ob-welcome {
  font-family: var(--font-display);
  font-size: 18px;
  color: var(--gold);
  font-weight: 400;
  font-style: italic;
  margin-bottom: 14px;
}
.ob-eyebrow {
  font-family: var(--font-mono);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .15em;
  color: var(--gold-text, var(--gold));
  margin-bottom: 8px;
}
.ob-title {
  font-family: var(--font-display);
  font-size: 26px;
  color: var(--ink);
  margin-bottom: 8px;
  line-height: 1.2;
  font-weight: 400;
}
.ob-subtitle {
  font-size: 14px;
  color: var(--ink-3);
  margin-bottom: 28px;
  line-height: 1.5;
}

/* ── Fields ────────────────────────────────────────── */
.ob-field-group { display: flex; flex-direction: column; gap: 14px; margin-bottom: 28px; }
.ob-field-row   { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.ob-field { display: flex; flex-direction: column; gap: 6px; }
.ob-field label {
  font-size: 10px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
}
.ob-field input,
.ob-field select {
  background: var(--base);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 10px 13px;
  font-size: 15px;
  font-family: var(--font-ui);
  color: var(--ink);
  outline: none;
  transition: border-color .2s, box-shadow .2s;
  width: 100%;
  -moz-appearance: textfield;
}
.ob-field input:focus,
.ob-field select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px var(--gold-dim);
}
.ob-field input::placeholder { color: var(--ink-4); }
.ob-field select option { background: var(--base); }

/* $ prefix wrapper */
.ob-input-prefix-wrap { position: relative; }
.ob-input-prefix-wrap .ob-prefix {
  position: absolute; left: 13px; top: 50%;
  transform: translateY(-50%);
  color: var(--ink-4); font-size: 14px; pointer-events: none;
}
.ob-input-prefix-wrap input { padding-left: 26px; }

/* ── Radio Pills ───────────────────────────────────── */
.ob-radio-pill-row { display: flex; gap: 6px; margin-bottom: 10px; }

.radio-pill {
  padding: 6px 18px;
  border-radius: 20px;
  border: 1px solid var(--line-2);
  background: var(--base);
  color: var(--ink-3);
  font-size: 13px;
  font-family: var(--font-ui);
  cursor: pointer;
  transition: all .2s;
}
.radio-pill.selected {
  border-color: var(--gold);
  background: var(--gold-dim);
  color: var(--ink-1);
}

/* ── Contributions ─────────────────────────────────── */
.ob-section-label {
  font-size: 10px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
  margin-bottom: 8px;
}
.ob-contrib-fields {
  display: none;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  padding: 14px;
  background: var(--base);
  border: 1px solid var(--gold);
  border-radius: var(--radius);
  margin-bottom: 4px;
  animation: obFadeIn .2s ease;
}
.ob-contrib-fields.open { display: grid; }

/* ── Account Grid (Step 2) ─────────────────────────── */
.ob-account-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 28px;
}
.ob-account-card {
  background: var(--base);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 13px;
  transition: border-color .2s;
}
.ob-account-card:focus-within { border-color: var(--gold); }
.ob-account-card--full { grid-column: 1 / -1; }

.ob-account-label {
  font-size: 10px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
  margin-bottom: 5px;
}
.ob-account-desc {
  font-size: 10px;
  color: var(--ink-4);
  margin-bottom: 6px;
}
.ob-account-tag {
  display: inline-block;
  font-size: 10px;
  font-weight: 600;
  font-family: var(--font-mono);
  padding: 3px 8px;
  border-radius: 4px;
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: .06em;
}
.tag-taxable  { background: rgba(96,165,250,.25);  color: #93bbfd; border: 1px solid rgba(96,165,250,.35); }
.tag-deferred { background: rgba(251,191,36,.25);  color: #fcd34d; border: 1px solid rgba(251,191,36,.35); }
.tag-free     { background: rgba(52,211,153,.25);  color: #6ee7b7; border: 1px solid rgba(52,211,153,.35); }
.tag-other    { background: rgba(167,139,250,.25); color: #c4b5fd; border: 1px solid rgba(167,139,250,.35); }
.tag-cash     { background: rgba(148,163,184,.25); color: #cbd5e1; border: 1px solid rgba(148,163,184,.35); }

.ob-account-card input {
  background: transparent;
  border: none;
  border-bottom: 1px solid var(--line-2);
  border-radius: 0;
  padding: 4px 0;
  font-size: 17px;
  font-weight: 500;
  color: var(--ink);
  width: 100%;
  outline: none;
  transition: border-color .2s;
}
.ob-account-card input:focus { border-bottom-color: var(--gold); }
.ob-account-card input::placeholder { color: var(--ink-4); font-size: 15px; }

/* $ prefix inside account cards */
.ob-account-card .ob-input-prefix-wrap .ob-prefix { left: 0; font-size: 15px; }
.ob-account-card .ob-input-prefix-wrap input { padding-left: 14px; }

/* ── Income Toggles (Step 3) ──────────────────────── */
.ob-income-section { margin-bottom: 10px; }
.ob-income-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 13px 15px;
  background: var(--base);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  cursor: pointer;
  transition: border-color .2s;
}
.ob-income-toggle:hover { border-color: var(--line-3); }
.ob-income-toggle.open {
  border-color: var(--gold);
  border-bottom-left-radius: 0;
  border-bottom-right-radius: 0;
}
.ob-income-toggle-left { display: flex; align-items: center; gap: 10px; }
.ob-income-icon {
  width: 30px; height: 30px;
  border-radius: 8px;
  background: var(--gold-dim);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
}
.ob-income-name { font-size: 14px; font-weight: 500; color: var(--ink); }
.ob-income-desc { font-size: 11px; color: var(--ink-4); }
.ob-income-chevron {
  color: var(--ink-4);
  font-size: 11px;
  transition: transform .2s;
}
.ob-income-toggle.open .ob-income-chevron { transform: rotate(180deg); }

.ob-income-fields {
  display: none;
  background: var(--base);
  border: 1px solid var(--gold);
  border-top: none;
  border-bottom-left-radius: var(--radius);
  border-bottom-right-radius: var(--radius);
  padding: 14px;
  gap: 12px;
}
.ob-income-fields.open {
  display: grid;
  grid-template-columns: 1fr 1fr;
  animation: obFadeIn .2s ease;
}

/* ── Spending (Step 4) ─────────────────────────────── */
.ob-spending-visual {
  background: var(--base);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 20px;
  margin-bottom: 20px;
  text-align: center;
}
.ob-spending-amount {
  font-family: var(--font-display);
  font-size: 46px;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 4px;
}
.ob-spending-label {
  font-size: 11px;
  color: var(--ink-4);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .1em;
}
.ob-spending-slider {
  width: 100%;
  margin: 18px 0 6px;
  -webkit-appearance: none;
  appearance: none;
  height: 4px;
  border-radius: 2px;
  background: var(--line-2);
  outline: none;
}
.ob-spending-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  box-shadow: 0 0 12px rgba(201,168,76,.4);
}
.ob-spending-slider::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  box-shadow: 0 0 12px rgba(201,168,76,.4);
  border: none;
}
.ob-spending-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--ink-4);
  font-family: var(--font-mono);
}

/* ── Growth Presets (Step 5) ───────────────────────── */
.ob-preset-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 16px;
}
.ob-preset-card {
  background: var(--base);
  border: 2px solid var(--line-2);
  border-radius: var(--radius);
  padding: 16px 12px;
  cursor: pointer;
  transition: all .2s;
  text-align: center;
}
.ob-preset-card:hover { border-color: var(--line-3); transform: translateY(-1px); }
.ob-preset-card.selected { border-color: var(--gold); background: var(--gold-dim); }

.ob-preset-name {
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-3);
  margin-bottom: 8px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .08em;
}
.ob-preset-card.selected .ob-preset-name { color: var(--ink-1); }
.ob-preset-rate {
  font-family: var(--font-display);
  font-size: 34px;
  color: #7a5c18;
  line-height: 1;
  margin-bottom: 6px;
}
.ob-preset-desc {
  font-size: 10px;
  font-family: var(--font-mono);
  color: var(--ink-4);
  text-transform: uppercase;
  letter-spacing: .05em;
  line-height: 1.5;
}
.ob-preset-breakdown {
  padding: 12px 14px;
  background: var(--base);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  font-size: 12px;
  color: var(--ink-3);
  line-height: 1.8;
  margin-bottom: 28px;
}
.ob-preset-breakdown strong { color: var(--ink-2); font-weight: 500; }

/* ── Summary (Step 6) ─────────────────────────────── */
.ob-summary-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 24px;
}
.ob-summary-item {
  background: var(--base);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 11px 13px;
}
.ob-summary-label {
  font-size: 10px;
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--ink-4);
  margin-bottom: 3px;
}
.ob-summary-value { font-size: 15px; font-weight: 500; color: var(--ink); }
.ob-summary-value.gold { color: var(--gold); }

.ob-launch-btn {
  width: 100%;
  background: linear-gradient(135deg, var(--gold) 0%, #9a7020 100%);
  border: none;
  border-radius: var(--radius-lg);
  padding: 15px;
  font-size: 16px;
  font-weight: 600;
  font-family: var(--font-ui);
  color: var(--void);
  cursor: pointer;
  transition: all .25s;
  letter-spacing: .02em;
  box-shadow: 0 4px 24px rgba(201,168,76,.3);
}
.ob-launch-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(201,168,76,.45);
}

/* ── Navigation Buttons ────────────────────────────── */
.ob-btn-row { display: flex; align-items: center; gap: 10px; }

.ob-btn-back {
  background: none;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 10px 18px;
  font-size: 14px;
  font-family: var(--font-ui);
  color: var(--ink-3);
  cursor: pointer;
  transition: all .2s;
  white-space: nowrap;
  flex-shrink: 0;
}
.ob-btn-back:hover { border-color: var(--line-3); color: var(--ink); }

.ob-btn-next {
  flex: 1;
  background: linear-gradient(135deg, var(--gold) 0%, #a87830 100%);
  border: none;
  border-radius: var(--radius);
  padding: 12px 24px;
  font-size: 15px;
  font-weight: 600;
  font-family: var(--font-ui);
  color: var(--void);
  cursor: pointer;
  transition: all .2s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.ob-btn-next:hover {
  background: linear-gradient(135deg, var(--gold-2) 0%, var(--gold) 100%);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(201,168,76,.35);
}

.ob-btn-skip {
  background: none; border: none;
  font-size: 12px; color: var(--ink-4);
  cursor: pointer; font-family: var(--font-ui);
  text-decoration: underline; padding: 8px;
  transition: color .2s; white-space: nowrap; flex-shrink: 0;
}
.ob-btn-skip:hover { color: var(--ink-3); }

/* ── Responsive ───────────────────────────────────── */
@media (max-width: 580px) {
  .ob-overlay-inner { padding: 20px 16px 40px; }
  .ob-card { padding: 28px 20px; }
  .ob-field-row { grid-template-columns: 1fr; }
  .ob-account-grid { grid-template-columns: 1fr; }
  .ob-account-card--full { grid-column: auto; }
  .ob-preset-grid { grid-template-columns: 1fr; }
  .ob-summary-grid { grid-template-columns: 1fr; }
  .ob-progress-track { overflow-x: auto; }
  .ob-step-label { display: none; }
  .ob-spending-amount { font-size: 36px; }
}

/* ============================================================
   THEME TOGGLE BUTTON
============================================================ */
.theme-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid var(--line-2);
  background: transparent;
  color: var(--ink-3);
  cursor: pointer;
  transition: background 150ms, border-color 150ms, color 150ms;
  flex-shrink: 0;
}
.theme-toggle:hover {
  background: var(--gold-dim);
  border-color: var(--gold);
  color: var(--gold);
}
.theme-toggle svg {
  width: 16px;
  height: 16px;
  pointer-events: none;
}
.theme-toggle .icon-sun  { display: none; }
.theme-toggle .icon-moon { display: block; }
[data-theme="light"] .theme-toggle .icon-sun  { display: block; }
[data-theme="light"] .theme-toggle .icon-moon { display: none; }

/* ── Version update banner ────────────────────────── */
#version-update-banner {
  position: fixed;
  bottom: 1rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10000;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.625rem 1rem;
  background: var(--card-bg, #141c30);
  border: 1px solid var(--gold, #c9a84c);
  border-radius: 8px;
  font-size: 0.85rem;
  color: var(--text-primary, #eef2ff);
  box-shadow: 0 4px 20px rgba(0,0,0,.4);
}
#version-update-banner button {
  padding: 0.3rem 0.75rem;
  border: 1px solid var(--gold, #c9a84c);
  border-radius: 4px;
  background: var(--gold, #c9a84c);
  color: var(--bg-base, #0b1020);
  font-weight: 600;
  font-size: 0.8rem;
  cursor: pointer;
}
#version-update-banner button.dismiss {
  background: transparent;
  border: none;
  color: var(--text-secondary, #b0bddb);
  font-size: 1.1rem;
  padding: 0.2rem 0.4rem;
}

/* ── Spending Phases ──────────────────────────────────────── */
.sphase-base-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 8px;
  border: 1px solid rgba(201,168,76,.2);
  border-radius: 6px;
  background: rgba(255,255,255,.02);
  margin-bottom: 6px;
}
.sphase-base-age {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-4);
}
.sphase-base-amount {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--gold);
}
.sphase-list {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.sphase-row {
  border: 1px solid var(--line-2);
  border-radius: 6px;
  background: rgba(255,255,255,.02);
  padding: 7px 8px;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: border-color .15s;
}
.sphase-row:hover { border-color: var(--line-3); }
.sphase-label {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-4);
  white-space: nowrap;
}
.sphase-age-input {
  width: 58px !important;
  min-width: 58px !important;
  max-width: 58px !important;
  text-align: center;
  font-size: 12px;
  padding: 3px 4px;
  background: var(--surface-1);
  border: 1px solid var(--line-3);
  border-radius: 4px;
  color: var(--ink-1);
  flex-shrink: 0;
}
.sphase-amount-input {
  flex: 1 1 0% !important;
  width: 0 !important;
  min-width: 60px;
  text-align: right;
  font-size: 12px;
  padding: 3px 6px;
  background: #0b1a0d;
  border: 1px solid #1e4d22;
  border-radius: 4px;
  color: #4ade80;
}
.sphase-del-btn {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 1px solid var(--line-2);
  background: transparent;
  color: var(--ink-5);
  font-size: 12px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background .12s, color .12s, border-color .12s;
}
.sphase-del-btn:hover {
  background: rgba(239,68,68,.1);
  color: #ef4444;
  border-color: rgba(239,68,68,.3);
}

/* ── Results empty state ─────────────────────────────── */
.results-empty {
  text-align: center;
  padding: 48px 24px;
  color: var(--ink-3);
  font-size: 15px;
  line-height: 1.6;
}

/* ── Screen reader only ──────────────────────────────── */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* ── Reduced motion ──────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

